Totally Money

Really easy to use, did the whole thing on my phone at the bus stop. Got the answer in about ten minutes and the money was in my account the next morning.

I have been borrowing from them on and off for about six years now and the process itself has not changed much, which I like. Loan came through fine. Last time I had a question about an early repayment the reply took three working days, and I had to chase it by email. The rate has crept up a bit over the years too, though I can't say it's unreasonable.

Got my loan sorted quickly and the rate was good, it's the best deal I found this month. The one thing that bugged me is the app takes ages to load when I want to check my balance. Otherwise it did what I needed.

The monthly figure was the lowest I found when I compared three lenders, which was why I went with them. Signing up took about twenty minutes online and the approval came the same afternoon. The only thing that annoyed me was the document upload, which kept timing out on my phone, so I ended up doing it on the laptop. Money arrived the next working day.

What I liked most was the app, which shows every payment I've made and how much is left. It's laid out well and I can read it without my glasses. Been a customer for about six years now.

Best decision I've made with my money in a long while. I've borrowed from them three times now and every time the process has been the same, quick and clear. Repayments never once went wrong and I like being able to check the balance on my phone. I'd go back to them again without hesitation.

I needed a loan to get my van through an MOT and some repairs, and I wanted the cheapest monthly figure I could get. The rate was fair for my credit score and I didn't pay any fees on top. The only thing is the interest adds up if you take the full term, so I cleared it early to save money.

Got a loan to cover the car I needed for work, filled the form in on my phone during my lunch break. Decision came back in minutes and the money went into my account the next morning. Monthly payments come out without any fuss and I've not had a single problem so far.

Compared to using my credit card for a new kitchen, this loan saved me a fair bit in interest over the term. The rate was fixed so I knew exactly what I'd pay each month. The application was done in one sitting and the money landed the day after approval. Happy with it.

Compared to going through my bank for a loan this was a lot quicker, though the interest was a touch higher than I'd hoped. The application itself took no time at all. The money arrived fine, just a day later than the site said it would.

I needed to cover an unexpected bill for a boiler repair and didn't want to put it on a card. Knew a bit about loans from working in a bank years ago, so I read the terms properly before applying. Everything was spelled out clearly and the decision was quick.

Compared to the other two lenders I looked at, this one gave me the clearest breakdown of the total cost before I signed. The rate was not the lowest but the fees were the lowest. Money arrived the next working day, which was what they promised.

I got a loan to combine three credit cards into one payment. I looked at two other lenders and a balance transfer card before picking this. The loan gave me a single fixed monthly payment, which is what I wanted. Paid off the cards the week after the money came through.

Our boiler packed in over the winter and we needed the money fast without paying the high interest on a card. I wanted the lowest total I could manage over the term, so I compared the figures before applying. The loan came out cheaper than the card option by a good margin, and the repayment dates suit our pay cycle. Setting it up took under twenty minutes online.

I needed to pull together a deposit for a flat and my bank wouldn't budge on the amount. A mate suggested this place. The form took about ten minutes on my phone and I had an answer the same day. Really simple, no paperwork stress, and the money turned up quicker than I thought it would.

My bank took nearly a week to tell me no last time, these had an answer while I was on the bus. Money in the account next day. Would use again.

I took out my first ever loan to pay for a university course and the application was straightforward enough. The money took longer to reach my account than the site said, about three working days instead of one. When I emailed to ask, the reply came back after two days and was short. Once the funds arrived the repayments have been fine.

Honestly the best place I have found for a personal loan in years. Applied on a Tuesday evening, had a decision before bed and the money landed in my account the next working day. I've been through a few lenders over the years and this was the least faff by a distance. Repayments come out on the date I picked and the balance is easy to check in the app.

Filled in the application on my phone while waiting for the kettle to boil. The decision was back in a few minutes and the money was in my account by the next morning. Setting up the monthly payment was simple. The only niggle is the app asked me to re-enter my bank details twice before it let me finish, but it all worked in the end.