Totally Money

Really easy to use, did the whole thing on my phone at the bus stop. Got the answer in about ten minutes and the money was in my account the next morning.

What I liked most was the app, which shows every payment I've made and how much is left. It's laid out well and I can read it without my glasses. Been a customer for about six years now.

Best decision I've made with my money in a long while. I've borrowed from them three times now and every time the process has been the same, quick and clear. Repayments never once went wrong and I like being able to check the balance on my phone. I'd go back to them again without hesitation.

Got a loan to cover the car I needed for work, filled the form in on my phone during my lunch break. Decision came back in minutes and the money went into my account the next morning. Monthly payments come out without any fuss and I've not had a single problem so far.

Compared to using my credit card for a new kitchen, this loan saved me a fair bit in interest over the term. The rate was fixed so I knew exactly what I'd pay each month. The application was done in one sitting and the money landed the day after approval. Happy with it.

I needed to cover an unexpected bill for a boiler repair and didn't want to put it on a card. Knew a bit about loans from working in a bank years ago, so I read the terms properly before applying. Everything was spelled out clearly and the decision was quick.

Compared to the other two lenders I looked at, this one gave me the clearest breakdown of the total cost before I signed. The rate was not the lowest but the fees were the lowest. Money arrived the next working day, which was what they promised.

I got a loan to combine three credit cards into one payment. I looked at two other lenders and a balance transfer card before picking this. The loan gave me a single fixed monthly payment, which is what I wanted. Paid off the cards the week after the money came through.

Our boiler packed in over the winter and we needed the money fast without paying the high interest on a card. I wanted the lowest total I could manage over the term, so I compared the figures before applying. The loan came out cheaper than the card option by a good margin, and the repayment dates suit our pay cycle. Setting it up took under twenty minutes online.

I needed to pull together a deposit for a flat and my bank wouldn't budge on the amount. A mate suggested this place. The form took about ten minutes on my phone and I had an answer the same day. Really simple, no paperwork stress, and the money turned up quicker than I thought it would.

My bank took nearly a week to tell me no last time, these had an answer while I was on the bus. Money in the account next day. Would use again.

Honestly the best place I have found for a personal loan in years. Applied on a Tuesday evening, had a decision before bed and the money landed in my account the next working day. I've been through a few lenders over the years and this was the least faff by a distance. Repayments come out on the date I picked and the balance is easy to check in the app.