79%Would buy again
Looked at four different lenders before going with them because the rates varied a lot. What stood out was the clear breakdown of total repayable before I had to commit to anything. Signing up took about ten minutes and I got a decision within the hour. The money arrived the same day, and I can see every payment in the app so there's nothing to chase.
Read moreNot a great experience for me, the verdict is that it works but it's slow. My application sat in review for almost four days with no update and I had to chase it twice. Once approved the money came through fine, and the repayment schedule was easy enough to set up, but I'd think twice if you need it urgently.
Read moreWhat stands out most is that the account page still looks the same as when I first joined, which I actually like. I've borrowed from them a few times over the years and every time the money turns up when they say it will. The app shows me the balance and the next payment date without me having to dig. Nothing has changed in the process and that suits me fine.
Read moreLooked at four different lenders before going with them because the rates varied a lot. What stood out was the clear breakdown of total repayable before I had to commit to anything. Signing up took about ten minutes and I got a decision within the hour. The money arrived the same day, and I can see every payment in the app so there's nothing to chase.
Went with them over my bank because the bank wanted a branch visit and a week of paperwork. Here it was all online, approved the same day and the money arrived before bedtime. Nothing to complain about.
Needed a loan for my car insurance and got it through the app in about ten minutes. Money landed in my bank before I'd finished my lunch and the repayment reminders are handy. Easy, no stress, done.
Used it to top up a short term loan I already had with them, so I knew the process. The new application took about ten minutes on the app and the money was in my account the next working day. Repayments are set up automatically, so I don't need to remember anything.
Needed the money quick as my car packed in and I couldn't wait a week. Applied on my phone during lunch, got a decision same afternoon and it hit my account next morning. Didn't have to ring anyone which was a relief honestly, all done through the app and the repayment dates are clear.
Honestly the app is the best bit, you can see every payment and change the date if you need to. Got approved in like ten minutes and the cash was in my account by the next morning. Really easy, no faff at all.
What stands out most is that the account page still looks the same as when I first joined, which I actually like. I've borrowed from them a few times over the years and every time the money turns up when they say it will. The app shows me the balance and the next payment date without me having to dig. Nothing has changed in the process and that suits me fine.
Compared with my bank, which took a fortnight last time, this was done in an afternoon. The forms were short and the approval came back before I'd finished my tea. The money appeared the following morning and I've had no problems since.
Been using them for a few years and the verdict hasn't changed, they're reliable and the process is the same every time. The application is quick and the cash arrives on the next working day. Customer service has always answered the phone when I've needed them.
Compared it to my bank overdraft and this worked out cheaper for what I needed, and I didn't have to wait for the bank to sort it out. Applied at night, approved first thing and paid in by lunchtime. Would use again if I needed to.
I needed a loan to help my daughter with a deposit and wanted something I could manage comfortably. The application was clear and the team on the phone explained everything without rushing me. The money arrived exactly when they said it would.
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