Stashbee

I needed it to cover a phone bill and an unexpected dentist charge that landed the same week. Signing up was quick on my phone, although the ID check made me wait a bit. The money showed up later that day. Would take out another loan with them if I had to.

I tried three lenders before settling on this one for a small personal loan to cover new tyres and an MOT. The eligibility check was the quickest of the lot and the terms were the easiest to compare. The loan money arrived before I'd even finished my tea that evening. Customer support answered my question about changing the payment date within the hour. I'd come back for another loan.

Compared to the store card I was thinking of using, the interest here was lower for the amount I needed. I'd run the numbers on both so I knew what I was signing up for. The money came through the next day, and repayments are set up in the app. Good value.

I've been borrowing through them for going on six years now, mostly for car repairs and the odd home bill. Each time the top-up has been quick and the paperwork has barely changed. Customer support has always picked up when I've rung with a question. I wouldn't go anywhere else.

Got approved quickly and the terms were laid out in a sensible way. Only niggle was the verification step asking for a utility bill twice, which slowed things by a day. Money came through without fuss after that.

I went through the total repayable line by line before I accepted, and for what I was borrowing it worked out fair enough. The money arrived on time and the payment reminders were a useful nudge. Setting up a standing order took a few tries though, because the bank details form kept timing out. Once it went through, the rest was easy.

I took the smallest loan they offered to rebuild my credit history after a missed payment, and I knew exactly what the monthly repayment would be. The approval was quick and the cash landed the next day. Paying it off early had no fees, which I checked before I started.

The form was longer than I thought it'd be, took me about twenty minutes with all the employment questions. Once I'd submitted it the decision came back the same afternoon though. The money went into my account a day later, which was fine. It's pricier than some, I'd say, but I didn't have much choice at that point.

The repayment schedule shows up in my online account with every date and amount laid out. I like that I can see the balance going down month by month. Paying early was simple, just a couple of taps and it confirmed straight away. Setting it all up took me a while the first time but it's sorted now.

Honestly the best value I found for a small loan, and I looked at a fair few. The repayments came out exactly as shown on the schedule. Simple, cheap, does the job.

Compared to the other lenders I looked at, the monthly figure here came out lower for the same amount over the same term. I had three quotes open side by side. The application took about fifteen minutes and the funds were in my account by lunchtime the next working day. Nothing about the process felt rushed.

I needed a short term loan to bridge a gap before a house deposit came through, and the timing had to be right. The eligibility check didn't leave a mark on my credit file, which mattered to me. The offer showed the full cost, the funds arrived before I needed them, and I could see the repayment dates in my account. The customer service team answered a query about early repayment within a few hours, which was sensible.

Took out a personal loan through them to clear a credit card balance, and I've done a few of these over the years so I knew what to look for. The eligibility check was quick, the offer was clear about the total repayable, and the money landed in my account the next working day. Monthly payments come out on the date they said they would, which is all I ask from a lender.

The approval came through in about ten minutes, which I didn't expect at all for a first loan. I was a bit nervous about borrowing, but the steps were laid out clearly and nothing got sprung on me. The money reached my account the next working morning. Only niggle was I had to upload my payslip twice because the first photo was blurry.

I needed it because the car failed its MOT over a dodgy exhaust and the garage wanted paying before they'd release it. I've been with them a long time so I thought it would be easy. This time the application kept asking me to re-enter my details and the support reply took nearly three days. By then I'd had to sort things another way and it was a real nuisance.

It's good value for a small amount you need to repay quickly. I compared the total repayable with two other providers and this came out the cheapest. The repayment dates were set to match my payday, which saved me a bit of fuss. Only thing I'd flag is the early repayment process is a bit fiddly.

This is a good option if you've never borrowed before and feel nervous about it. The whole thing from signing up to repaying was laid out in plain English, and I could see my schedule before I agreed to anything. The decision came back fast and the cash arrived the same day. I liked that the online account showed exactly what I still owed each month.

Compared with the credit union I usually use, the cost of borrowing here came out noticeably higher, and I'd have liked a clearer heads up about that earlier. The application itself was well set out and the approval was prompt. The money reached my account the following morning. It did what I needed but I'm not sure I'd pick it again when there are cheaper choices.

Compared to the app I normally use for a quick top up, this one was way faster to sign up and the money hit my account the same afternoon. Only niggle was the ID photo kept failing so took me a couple of goes.

I needed the money in a hurry after our boiler packed in just before winter, and a friend suggested I look at this company. The application was a little long-winded and took me longer than I'd like to fill in, though it was all fairly sensible. Once approved the funds came through, but it was a few days later than I had been told to expect. I'd still say it did the job.