80%Would buy again
I tried three lenders before settling on this one for a small personal loan to cover new tyres and an MOT. The eligibility check was the quickest of the lot and the terms were the easiest to compare. The loan money arrived before I'd even finished my tea that evening. Customer support answered my question about changing the payment date within the hour. I'd come back for another loan.
Read moreI needed it because the car failed its MOT over a dodgy exhaust and the garage wanted paying before they'd release it. I've been with them a long time so I thought it would be easy. This time the application kept asking me to re-enter my details and the support reply took nearly three days. By then I'd had to sort things another way and it was a real nuisance.
Read moreI needed a short term loan to bridge a gap before a house deposit came through, and the timing had to be right. The eligibility check didn't leave a mark on my credit file, which mattered to me. The offer showed the full cost, the funds arrived before I needed them, and I could see the repayment dates in my account. The customer service team answered a query about early repayment within a few…
Read moreI needed it to cover a phone bill and an unexpected dentist charge that landed the same week. Signing up was quick on my phone, although the ID check made me wait a bit. The money showed up later that day. Would take out another loan with them if I had to.
Got approved quickly and the terms were laid out in a sensible way. Only niggle was the verification step asking for a utility bill twice, which slowed things by a day. Money came through without fuss after that.
I went through the total repayable line by line before I accepted, and for what I was borrowing it worked out fair enough. The money arrived on time and the payment reminders were a useful nudge. Setting up a standing order took a few tries though, because the bank details form kept timing out. Once it went through, the rest was easy.
The repayment schedule shows up in my online account with every date and amount laid out. I like that I can see the balance going down month by month. Paying early was simple, just a couple of taps and it confirmed straight away. Setting it all up took me a while the first time but it's sorted now.
The approval came through in about ten minutes, which I didn't expect at all for a first loan. I was a bit nervous about borrowing, but the steps were laid out clearly and nothing got sprung on me. The money reached my account the next working morning. Only niggle was I had to upload my payslip twice because the first photo was blurry.
It's good value for a small amount you need to repay quickly. I compared the total repayable with two other providers and this came out the cheapest. The repayment dates were set to match my payday, which saved me a bit of fuss. Only thing I'd flag is the early repayment process is a bit fiddly.
Compared to the app I normally use for a quick top up, this one was way faster to sign up and the money hit my account the same afternoon. Only niggle was the ID photo kept failing so took me a couple of goes.
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Stashbee is a UK-based online service that helps people organise and manage their savings and money goals through a simple app-led experience. The company is known for its focus on making everyday saving easier to understand and keep up with. Its service is aimed at individuals who want a clearer view of where their money is going and how to set money aside.
Stashbee operates online, with its service delivered through its website and mobile app rather than through physical premises. Customers interact with the platform to track progress and review their savings over time.
