Stashbee

I tried three lenders before settling on this one for a small personal loan to cover new tyres and an MOT. The eligibility check was the quickest of the lot and the terms were the easiest to compare. The loan money arrived before I'd even finished my tea that evening. Customer support answered my question about changing the payment date within the hour. I'd come back for another loan.

Compared to the store card I was thinking of using, the interest here was lower for the amount I needed. I'd run the numbers on both so I knew what I was signing up for. The money came through the next day, and repayments are set up in the app. Good value.

I've been borrowing through them for going on six years now, mostly for car repairs and the odd home bill. Each time the top-up has been quick and the paperwork has barely changed. Customer support has always picked up when I've rung with a question. I wouldn't go anywhere else.

I took the smallest loan they offered to rebuild my credit history after a missed payment, and I knew exactly what the monthly repayment would be. The approval was quick and the cash landed the next day. Paying it off early had no fees, which I checked before I started.

Honestly the best value I found for a small loan, and I looked at a fair few. The repayments came out exactly as shown on the schedule. Simple, cheap, does the job.

Compared to the other lenders I looked at, the monthly figure here came out lower for the same amount over the same term. I had three quotes open side by side. The application took about fifteen minutes and the funds were in my account by lunchtime the next working day. Nothing about the process felt rushed.

I needed a short term loan to bridge a gap before a house deposit came through, and the timing had to be right. The eligibility check didn't leave a mark on my credit file, which mattered to me. The offer showed the full cost, the funds arrived before I needed them, and I could see the repayment dates in my account. The customer service team answered a query about early repayment within a few hours, which was sensible.

Took out a personal loan through them to clear a credit card balance, and I've done a few of these over the years so I knew what to look for. The eligibility check was quick, the offer was clear about the total repayable, and the money landed in my account the next working day. Monthly payments come out on the date they said they would, which is all I ask from a lender.

This is a good option if you've never borrowed before and feel nervous about it. The whole thing from signing up to repaying was laid out in plain English, and I could see my schedule before I agreed to anything. The decision came back fast and the cash arrived the same day. I liked that the online account showed exactly what I still owed each month.