hidemywpghost

Compared it against going through a broker and this came out ahead on both speed and cost. Adviser knew his stuff and the paperwork was tidy. Pretty much what you'd want from a service like this.

Bought a quick loan to cover a new boiler when ours died in January. The money arrived the same day I was approved, which was a relief. Only niggle was the form asked for my payslips twice, but it got sorted.

The app is what got me, honestly. You can see your repayments, change the date and check your balance without ringing anyone. Signed up in the evening and had the funds the next afternoon. Quick and no faff at all, which I didn't expect from a loan.

Yeah it's alright, got the money in the end. The bit that dragged was the ID check, they asked for a second document after I'd already uploaded everything and it took about four days to clear. Cost a bit more than I'd hoped too. Would probably use them again if I had to, just be ready for the wait.

I took out a home insurance policy with them last spring, which I found on a comparison site. The cover details were laid out clearly and the adviser answered my questions without rushing me. Everything arrived by post within the week, and I'd say they were good value.

I've been using cards for years so I knew what to look for, and this one was approved in about ten minutes from the app. The credit limit was higher than I asked for, which I didn't expect. The card itself turned up in four days and the app shows the statement and the rewards clearly. Nothing to complain about, I'd apply again.

Went with them over my old lender for a second loan, mainly because the process was less of a faff. The rate is about the same as before, maybe slightly better. Hasn't changed much in years but it still works.

Tried a few before this and they were all fine but this is the one I went with. The cheapest option is not always the best one. Booking took minutes and it's been smooth since.

The remortgage was the biggest financial thing I've done in years and I was nervous about it, but the team on the phone were patient and explained each step without rushing me. I had to send over a few documents twice because the first copies weren't clear enough, which was my fault rather than theirs. Once everything was in, the new rate was confirmed within a week and the paperwork arrived on time. I'd happily go back to them.

Signed up for a credit card and the approval came through quicker than I thought it would. The card took a few days to arrive though, which was a bit annoying. Activating it in the app was simple enough.

Honestly they were the quickest I've found for this. Applied on my phone on a Sunday night after the boiler packed in, and I had an answer by the morning. Money was in my account by Tuesday, which was sick because I had the engineer booked for Wednesday. Repayments come out on the date they said they would, no drama. Would use again.

Honestly it's a bit of a mess. Applied for a small loan and they kept asking for the same bank statement over and over. Took nearly two weeks before anything got approved and the money finally came through. Not impressed with how slow it was.

Needed a loan to get my car through its MOT and fixed. Went with them because my old bank wanted weeks. The money came through the next working day and the repayments are easy to track.

Needed cash fast to cover rent after a shift got cut. Applied on the site late at night and it was sorted by the morning. Only thing was the interest is a bit steep but I needed it.

I applied for a credit card with them in the spring. The form itself was straightforward enough, though it wanted my employment history going back further than I expected. It took a week to hear back, which was longer than the site suggested, but the card arrived in good order. I'm not sure I'd rush back, but I've no real complaint.

I needed to remortgage when my fixed rate ended and didn't want to be stuck with the bank's default. Been with this company for years now and they've never let me down. This time the valuation and offer came through quicker than before, and the solicitor was easy to deal with.

Needed it for my uni deposit loan and didnt have a clue where to start. Turned out the whole thing was done on my phone in about ten minutes, money hit my account the next morning. Easy, would do it again if i had to.

Put this up against two other sites before picking it. This one had the clearest terms and the quickest approval by a fair margin. Everything I needed was in one place and the adviser was helpful.

Used them for a top up on my car finance last year, the second time I've gone with them. Repayments come out on the same date every month and the online account is fine. Only thing is the statements arrive a few days later than I'd like.

First time using them, so I compared with my bank's personal loan first. Their application took a bit longer to fill in, but the rate came out lower and the forms were clearer. Haven't had to call anyone yet, which says something.