Warden9

I took out a short term loan through the app to cover a bill that landed the same week as my car insurance renewal. I've borrowed from a few lenders over the years so I knew what to look for, and the app shows the total repayable before you confirm, which I appreciated. The identity check took about two minutes with my passport photo. Money arrived fast and the repayment schedule is shown clearly in the account.

The app is spot on, seriously. Took my loan out and the money was there next morning. Shows you every payment coming up and what's left. No faff at all.

I needed funds quickly when the boiler packed up in January and the engineer wanted paying before he'd come back. I found the application process reasonably straightforward and the staff were polite when I rang with a question. The money arrived within a day. The rate is higher than I'd like but the repayments have been manageable.

Applied fine but then I emailed with a question about early repayment and didn't hear back for four days. Money came through alright in the end. The app is decent enough. Would have been nicer to get an answer sooner.

I'd say the service is clear and straightforward, which is exactly what I wanted from a loan. Applying was not difficult, though I had to ring them once because a document upload failed and they sorted it within the hour. The money arrived promptly and the repayment dates have been reliable. The interest is a little on the high side compared with what I'd hoped, but I understood it at the start, so no complaints there.

Compared to my bank overdraft this was miles cheaper for what I needed, which was about a grand over a year. Filled it in on my phone during my lunch break, took about ten minutes. Got approved same day and the money hit my account the next morning. Repayments come out automatically and the app pings me a reminder a few days before. Really happy with it, would go again if I needed to.

Been borrowing from them for about six years now and it's always the same, quick and no fuss. I used them again last month for a small top up. The money came through within the hour. Happy with the service.

Best option I've used for a short term loan in years. Application was quick, approval came back fast and the money arrived the same day. Repayments are clear and the app shows exactly what's left. Would use again.

I needed help with a car repair bill that came in unexpectedly last spring. The application was courteous and I was kept informed at each stage. The funds arrived the next working day, which I was grateful for. I've been paying off the balance regularly and the statements are easy to read.

The first thing I noticed was how clearly the repayment dates were laid out on the account page, which I did appreciate. The loan itself was handled very properly and the money came through without any fuss. My only small complaint is that the reminder emails arrive rather often, a good deal more than I'd like. I've asked for them to be reduced and they have been.

I used this instead of a payday loan I'd looked at, which had a much higher cost once you added everything up. Sign up was quick and I got a decision in under an hour. The cash was in my account the next morning. Repayments are spread over a few months which is much more manageable.

Honestly the bit that surprised me most was how quick the sign up was, I was expecting it to take ages. Got the money the same afternoon too. Repayments come out on payday which is handy. Nothing else to report really, it just worked.

I needed a bit of cash to cover a rental deposit and a month's rent before my new job's first payday. Applied through the app on my phone and it was done in about twenty minutes. Money was in my account the next day. Repayments are spread out so it isn't a big hit each month. Cheap enough for what it is.

I took a small loan to cover my son's school trip and a few bills that landed in the same week. The application asked for my bank details and proof of address, which I uploaded straight from my phone. It was approved the same day and the money was in my account by the next morning. The repayment dates are spread across the month so it's easier to plan.

The repayment reminder is the best bit, pings you a few days before each one. Took a bit of time to get the bank link working but it sorted itself out.

I used the online account to set up my monthly repayments and I found it very easy to follow. I was a little nervous at first but the instructions were clear and I managed without help. The payment confirmation email arrives promptly each month. I'm grateful to the team for the courteous way they handled my questions.

Compared to using my credit card for a big bill this was much cheaper per month. First time I've used a loan like this so I was a bit unsure. Went smoothly from start to finish. Money arrived quickly.