Vistaexpert

Went for the instalment plan rather than paying it all back at once, which the app made easy to set up. Repayments come out on my payday like they should. The bit I didn't like was the customer chat took about two days to reply when I had a question about an early payment. Otherwise it's been fine.

Rent was due and I was a bit short, so I applied for a small loan. Filled in the form in about five minutes, got approved and the money was in my account the next morning. No stress.

This is a sound lender for a short loan, the APR is clear and the decision is fast. The only thing I'd flag is the app is a bit clunky when you want to check a past payment, it takes a couple of taps too many.

I did look at my bank's own personal loan before applying here. The rate on this one was a little better and the paperwork was far less bother. The approval was prompt and the funds were credited the following working day as stated. I have had no difficulty since.

I'd never borrowed money online before, so I checked a couple of others first. This one came out cheaper than the first site I looked at for the same amount over the same term. The form took a bit longer than I expected because they wanted a few extra documents. Money arrived the day after approval.

Needed a loan quick because my boiler packed in and I had a bill due. Applied on my phone at lunch, got a yes within the hour and the money was in my account the next morning. Easy, no faff. Would do it again if I had to.

I compared a couple of comparison sites before going direct, and this loan was the one I picked for the short term option. The application was simple and the decision came back fast. The money arrived before I'd even finished my tea. Repaying in instalments has been easy and I've been able to see the balance clearly in the account.

Had never borrowed from an online lender before so I was nervous. Compared it against my bank's overdraft and the interest here was way lower for the amount I needed. Application took ten minutes and I had the funds the next working day. Happy with how it went.

I can say without hesitation that the process was handled with great courtesy. The application was clear and the approval came through promptly, as did the funds. Repayments have been taken on the correct dates and I've had no reason for concern.

Been taking out short term credit for years so I know what to look for. This lender is sound. The terms are laid out properly, the APR is shown up front and the affordability checks are as expected. Approval was quick and the funds went into my current account the same afternoon. Repayments have run without a problem and the statements are easy to download when I need them for my accounts.

I'd looked at three other lenders before picking this one and their rate was noticeably higher than the two I'd checked first. The application was fine and they approved me quickly. But the total repayable came out well over what the cheaper option quoted, and I felt I'd have been better off going elsewhere.

Needed money for a train ticket home after my car died and I had no time to mess about. Typed everything in on my phone while waiting for the kettle. Approved in minutes and the cash was in my account before I'd got my coat off. Sorted.

Application and approval were straightforward and I had the money within a day. Repayments are taken as agreed. The only small niggle was that I had to ring once to confirm the closing balance, the online figure took a while to update.

Honestly the bit I liked most was that the repayment dates are in the app with a reminder the day before. Got the money fast and paid off on time. Would use again.

Needed the money for a flat deposit and time was tight. Filled it in on the bus. Approved same day and it hit my account next morning. Only snag was the app kept logging me out but I got there in the end.

I took out a short term loan to cover a car repair. The application and approval were all fine, the money landed the same day. The repayment schedule showed up in the app but the first direct debit was taken a day early, which caused a small overdraft charge until I sorted it.

Honestly the best bit was the approval, I applied on the bus and by the time I got off it was sorted. Needed cash for a train ticket after my mate's car broke down and I just wanted it sorted quick. The money landed in my account the same day, which is what I needed. I picked the instalment plan and setting it up in the app was dead easy, reminder the day before each payment too.

I applied for a small personal loan to help with some unexpected bills last month. The online form was clear enough, though I did have to upload my bank statements twice before they accepted them. Once that was sorted the approval came through the same afternoon and the funds reached my account the following day. The repayment schedule was easy to read and the app shows exactly what is still owed.

Took the lowest amount they'd offer so the repayments were small. Nothing added on at the end, the figure I saw at the start is the figure I paid back. Money came through fast and the payments go out on time every month.