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89%Would buy again

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This score is based on 19 real reviews

Reviews (19)

Fine but the wait was long

Honestly it did the job in the end but I wasn't impressed with how long it took. I signed up on a Friday evening and didn't hear anything until the following Wednesday, when I had to message them to chase it. The sign up itself was simple enough and the rate was reasonable. Once it was approved the money arrived fast so I'll give them that.

Ahmed T.
1 person found this helpful

Cheaper than the others

Worth it for the price, which was lower than the two other places I checked. Signing up was fine and the money came through when they said. The one downside was that the reminder texts came a bit late, so I had to check the app myself to be sure of the date.

Bradley V.
1 person found this helpful

Been using them for years

I've been borrowing from them on and off for about six years now, so I've seen the site change a few times. Signing up for a new loan is quicker than it used to be and the app is much better. My last one came through with a bit of a wait for the paperwork to clear, nothing serious but it did drag on for a few days. Still the best option I've found for small amounts.

Martin L.
1 person found this helpful

Small loan for the boiler

I took out a small loan to pay for a new boiler and the application was simple enough on the site. The approval took a little longer than I'd hoped, about a day and a half, and I had to upload a payslip twice because the first one was blurry. Once it was approved the money arrived quickly and the repayments have been taken on the right dates since.

Leanne B.
0 people found this helpful

Better rate than my bank

First time borrowing with them so I looked at my bank's rate first. Theirs was noticeably higher for the same amount over the same term. The application took a bit longer than I'd like because it kept asking me to re-upload a document, but the money came through and the repayments are easy to keep track of.

Victoria D.
1 person found this helpful

Loan paid out same day

We took out a small loan with them two years ago and have used them again since, the second one was for a new boiler. The application took about ten minutes on my phone, the decision came back within the hour and the money was in our account before teatime. Repayments come out on the date they said they would and the app shows the balance clearly. Very happy with them, we'll go back if we need to.

Claire M.
1 person found this helpful

Approved before the kettle boiled

Filled in the form at lunch and was approved before my tea went cold. The money landed in my account the same afternoon, no faff at all. Repayment dates are clear in the app.

Muhammad A.
2 people found this helpful

Wasted a day on a claim

Compared with my bank's app this felt clunky and slow. I had to re-enter my details twice because the form timed out on my phone. The loan did eventually come through but I lost most of a working day to it. Not what I expected.

Ben R.
2 people found this helpful

switched my loan over no bother

I moved an existing loan across to them to get a lower rate and the balance transfer went through without me having to chase anyone. Checked the new rate against my old one and the saving is real, and the statement the next month matched what I expected. The app shows the payoff figure for the old lender which saved me a call.

Holly D.
3 people found this helpful

needed it for a flat deposit

Needed a quick way to cover a deposit on a flat and my bank wanted weeks. Found them, filled in the form and got an answer that evening. Money landed the next working day and it was all done without a single phone call.

Lauren H.
1 person found this helpful

needed cash for the car

My car needed a new clutch and the garage wanted paying the same week, so I needed the money fast. I compared three lenders and this one gave me the clearest answer on the rate and the timing. Application was done in one go and the decision came back quickly. The money arrived before the garage needed it and the repayment dates are easy to plan around.

Nigel T.
4 people found this helpful

Quick and simple

Honestly the quickest loan I've ever got. Form took about five minutes and the cash was in my account the next morning. Repayments are easy to see in the app.

Charlotte P.
12 people found this helpful

needed it for uni fees

I needed to cover a chunk of my uni costs that my student finance didn't stretch to, so I went looking for a short term loan. Their form was easy to fill in and I got an answer that evening. The money arrived the next working day and I've been paying it off by standing order without any trouble. The only thing I'd flag is the app took a while to load on my older phone.

Isabelle M.
4 people found this helpful

does the job for less

Fees are lower than what I was quoted elsewhere, so that's the main reason I went with them. Application was straightforward and approval came quickly. The only annoyance was that the payment reminder email landed in my spam folder.

Abigail L.
1 person found this helpful

the reminder before each payment

What I liked most is they send a reminder a day before each payment comes out, so there's no nasty surprise on my account. I was in a rush when I signed up on my phone and it still took under ten minutes. The money came through the next working day and the app is simple to use. Happy with it so far.

Caitlin H.
4 people found this helpful

Switched my existing loan over

I'd already got a loan elsewhere and wanted to move it across to these lot for a lower rate, so I know the process well. Their online form asked for the right things and the early settlement figure from my old lender came through without much chasing. They paid the old one off directly and I got a single monthly payment going forward. Cleaner than I expected for a switch like this.

Rob A.
0 people found this helpful

better than my overdraft

Way cheaper than the overdraft I was using, so that's the main thing for me. The form took about four minutes and the money came in the next morning. Repayments are set up automatically in the app and they come out on the right day.

Alex O.
0 people found this helpful

Quicker than the bank

Compared them with my bank's overdraft and a couple of other lenders and this was the quickest by a distance. My bank wanted me to come in and the other one kept asking for payslips I'd already sent. Here I uploaded a photo of my bank statement and got a decision before the kettle boiled. Money came through same day and the repayment schedule is in the app. Good, quick, no faff.

Thomas P.
1 person found this helpful

Approved and paid same day

Filled in the form on the bus and got approved before I got off. Money in my account by the afternoon, no calls, nothing weird. Repayments come out when they should and the app tells you the balance.

Ben H.
0 people found this helpful

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