89%Would buy again
We took out a small loan with them two years ago and have used them again since, the second one was for a new boiler. The application took about ten minutes on my phone, the decision came back within the hour and the money was in our account before teatime. Repayments come out on the date they said they would and the app shows the balance clearly. Very happy with them, we'll go back if we need to.
Read moreCompared with my bank's app this felt clunky and slow. I had to re-enter my details twice because the form timed out on my phone. The loan did eventually come through but I lost most of a working day to it. Not what I expected.
Read moreI'd already got a loan elsewhere and wanted to move it across to these lot for a lower rate, so I know the process well. Their online form asked for the right things and the early settlement figure from my old lender came through without much chasing. They paid the old one off directly and I got a single monthly payment going forward. Cleaner than I expected for a switch like this.
Read moreI've been borrowing from them on and off for about six years now, so I've seen the site change a few times. Signing up for a new loan is quicker than it used to be and the app is much better. My last one came through with a bit of a wait for the paperwork to clear, nothing serious but it did drag on for a few days. Still the best option I've found for small amounts.
I took out a small loan to pay for a new boiler and the application was simple enough on the site. The approval took a little longer than I'd hoped, about a day and a half, and I had to upload a payslip twice because the first one was blurry. Once it was approved the money arrived quickly and the repayments have been taken on the right dates since.
First time borrowing with them so I looked at my bank's rate first. Theirs was noticeably higher for the same amount over the same term. The application took a bit longer than I'd like because it kept asking me to re-upload a document, but the money came through and the repayments are easy to keep track of.
I needed to cover a chunk of my uni costs that my student finance didn't stretch to, so I went looking for a short term loan. Their form was easy to fill in and I got an answer that evening. The money arrived the next working day and I've been paying it off by standing order without any trouble. The only thing I'd flag is the app took a while to load on my older phone.
Fees are lower than what I was quoted elsewhere, so that's the main reason I went with them. Application was straightforward and approval came quickly. The only annoyance was that the payment reminder email landed in my spam folder.
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