Ojcommerce

I've been using this lender on and off for about six years now, and the service has stayed consistent. Compared with the bank I used to deal with, the online process is far less bother, with no queuing or waiting for a callback. The most recent loan was approved within the hour and the money came through the following day. Repayments continue to be taken on time without fuss.

Needed it for a deposit on a flat and time was tight, so I was on my phone in the car park the whole time filling it in. Had a yes within the hour and the money hit my account by the next morning. Got a text confirming each step, which was handy when you're juggling a dozen things. Repayment schedule is shown clearly in the app so I know exactly what's going out each month.

They were quicker than my bank, which is the main reason I went with them. I applied on a Friday afternoon and had an answer before the weekend. The money went in on the Monday morning. Repayments are taken on the date they said they would be, which is more than I can say for some lenders I've used.

Way quicker than going through my bank for a short loan, honestly. Filled it in on my phone during a lunch break and had a decision before I got back to my desk. Paid in the next day. Repayments come out automatically so I don't have to think about it.

I'd happily use them again, the whole thing went smoothly from start to finish. The application was clear and the decision came back the same day. The money reached my account by the next morning and the repayment dates were confirmed in writing straight away. Customer support answered my one question within an hour when I rang.

I found the whole thing clear and quick. The application was sensible and the approval came through the same day. The money reached my account promptly and the repayment terms were set out plainly. I'm pleased with it.

I compared three lenders before choosing this one, mainly because the rates looked clearer on their site. The application took about fifteen minutes and was easy to follow. Funds arrived the next working day. Happy with the outcome.

Exactly what I needed, the approval was quick and the money arrived in my account the next working day. Repayments are set up automatically so there's nothing to chase. Simple and sorted.

the app is sound, you can see exactly when your next payment is due and change the date if you need to. I borrowed for a phone bill and a train ticket. Got approved in like ten minutes and the cash was in my account by lunchtime. Would use again.

I needed cash fast because my car failed its MOT and the garage wanted paying before they'd release it. Never borrowed anything online before so I was nervous. The form asked sensible questions and I got approved the same afternoon. Money came through quicker than I expected and the repayment plan was easy to follow.

Compared with going to the high street for a personal loan, this was far quicker and I didn't have to sit through a long appointment. Applied online late one evening and had the offer by morning. The money reached my account within a day. I've got no complaints about how it was handled.

Needed it to consolidate a couple of credit cards and the monthly figure was what sold me. Compared with what I was paying before, the total cost is lower and the repayment date is fixed, which makes budgeting easier. The application was quick and the approval came back the same day. Funds went into my account the next morning and the first repayment was taken exactly as shown in the app, so I'd say good value for what it is.

I've been with them on and off for about six years now, and the thing that stands out is how little has changed in the process. Same login, same clear page showing what I owe and when. Last time I took a loan out to help my daughter with a wedding deposit, the decision came back before my tea went cold. They've never once made me ring a number to get something sorted. Long may it continue.

I've taken out a few of these over the years so I know what to look for. This one set up my direct debit correctly on the first try, which is more than I can say for some. Approval took under an hour and the money arrived the same evening. Nothing to complain about.