95%Would buy again
I've been using this lender on and off for about six years now, and the service has stayed consistent. Compared with the bank I used to deal with, the online process is far less bother, with no queuing or waiting for a callback. The most recent loan was approved within the hour and the money came through the following day. Repayments continue to be taken on time without fuss.
Read moreCompared with the other lender I used a few years back, this one took noticeably longer to approve me. I was asked for an extra proof of address which held things up for almost three days. Once it was sorted the money came through and the repayments have been fine. Not the fastest, but I'd still use them again if I needed to.
Read moreNeeded it to consolidate a couple of credit cards and the monthly figure was what sold me. Compared with what I was paying before, the total cost is lower and the repayment date is fixed, which makes budgeting easier. The application was quick and the approval came back the same day. Funds went into my account the next morning and the first repayment was taken exactly as shown in the app, so I'd…
Read moreCompared with the other lender I used a few years back, this one took noticeably longer to approve me. I was asked for an extra proof of address which held things up for almost three days. Once it was sorted the money came through and the repayments have been fine. Not the fastest, but I'd still use them again if I needed to.
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Ojcommerce is an online business that presents itself as a services provider serving customers across the United Kingdom. The website sets out the company's offer and invites visitors to get in touch through its online channels. Customers interact with the business primarily through the website rather than through physical premises.
The company's range and the specific services it is known for are not described in detail here, so readers are encouraged to review the website directly for current information. Experiences shared by customers can help others judge how the service is delivered and supported.
