80%Would buy again
I compared it against my overdraft and a couple of other lenders before going ahead, and the total repayable came out noticeably lower here. The application was simple enough and I got a clear answer about what I'd pay each month. The money arrived in the account a day after approval. Nothing hidden in the small print that I could see, which is what I was worried about.
Read moreI took a small loan to replace the washing machine that packed up, and what I paid in total over the term was more than I expected from the quote on the site. The money came through fine and the repayments go out on the right date. It's just that the interest adds up quicker than I'd like, and I'd have shopped around a bit more if I'd known. It did the job but I'd think twice next time.
Read moreI did consider borrowing from my bank first, however the rate I was offered there was considerably higher than the one I got through this company. The application took a little while to go through, mainly because I had to find some older documents, but once approved the funds were transferred promptly. I would say the monthly repayments are very manageable, though I wish the reminder emails came…
Read moreThe first thing I noticed was how the app asks you to scan your ID with your phone camera and it just worked first go, which I wasn't expecting. Got the money into my account the next working day. Only niggle is the repayment date is set to the 28th and I'd have liked to pick my own day, but the reminders come through well ahead of it so I haven't missed one yet.
I compared it against my overdraft and a couple of other lenders before going ahead, and the total repayable came out noticeably lower here. The application was simple enough and I got a clear answer about what I'd pay each month. The money arrived in the account a day after approval. Nothing hidden in the small print that I could see, which is what I was worried about.
Needed a bit of cash to cover a deposit on a flat and the bank wouldn't budge on the amount I asked for. Filled in the application on my phone one evening and had a yes the next morning. Money was in my account by lunchtime, which meant I could pay the agent the same day and hold the place. Repayments are set up on my payday so it's been easy to keep on top of.
Went for the instant loan option through the app. Filled it in on my phone during my lunch break. Money landed before I'd finished my sandwich, which I didn't expect.
We needed a small loan quick because the car had died and we had no way to get to work. Applied on the site on a Tuesday evening, got a decision within the hour and the money was in our account the next morning. Repayments come out on the date they said they would, no fuss at all. Took the sting out of a rubbish week.
I've been borrowing from them for going on six years now and the process has never changed much, which suits me fine. Application is straightforward and the money goes into my account within a day. Customer service has always answered the phone when I've needed to ask something.
Compared this against my bank and a credit card balance transfer before I picked it, and the total repayable here came out lowest of the three. The application took about twenty minutes and the decision came back the same day. I liked that I could see the full cost before I committed. The money landed in my account the next morning and the first repayment is set up automatically, which saves me remembering.
Applied for a small loan to cover my phone bill and some rent, and was approved within about ten minutes which surprised me. The funds showed up the same afternoon. The repayment schedule was easy to read and I could see exactly what I'd pay each month. First time borrowing so I was a bit wary but it felt straightforward.
We were behind on a couple of bills after my husband's hours got cut and I needed something that would let us catch up without falling further behind. The loan was approved the same day and the money arrived the next morning. Easy to set up the repayments online, and I can see the balance any time I log in.
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