80%Would buy again
I compared it against my overdraft and a couple of other lenders before going ahead, and the total repayable came out noticeably lower here. The application was simple enough and I got a clear answer about what I'd pay each month. The money arrived in the account a day after approval. Nothing hidden in the small print that I could see, which is what I was worried about.
Read moreI took a small loan to replace the washing machine that packed up, and what I paid in total over the term was more than I expected from the quote on the site. The money came through fine and the repayments go out on the right date. It's just that the interest adds up quicker than I'd like, and I'd have shopped around a bit more if I'd known. It did the job but I'd think twice next time.
Read moreI did consider borrowing from my bank first, however the rate I was offered there was considerably higher than the one I got through this company. The application took a little while to go through, mainly because I had to find some older documents, but once approved the funds were transferred promptly. I would say the monthly repayments are very manageable, though I wish the reminder emails came…
Read moreThe loan did what I needed and the money arrived in good time. The application asked a lot of questions I felt were a bit much for the amount I borrowed, and the rate was on the high side. Repayments come out on the right day though, so no complaints there.
Honestly it did what I needed in the end, the money came through and the repayments have been fine so far. The application took longer than I thought though, they asked for the same bank statements twice and I had to chase a reply by email, which took a couple of days. Price is on the higher side compared with a credit union but I didn't have many options at the time.
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