80%Would buy again
I compared it against my overdraft and a couple of other lenders before going ahead, and the total repayable came out noticeably lower here. The application was simple enough and I got a clear answer about what I'd pay each month. The money arrived in the account a day after approval. Nothing hidden in the small print that I could see, which is what I was worried about.
Read moreI took a small loan to replace the washing machine that packed up, and what I paid in total over the term was more than I expected from the quote on the site. The money came through fine and the repayments go out on the right date. It's just that the interest adds up quicker than I'd like, and I'd have shopped around a bit more if I'd known. It did the job but I'd think twice next time.
Read moreI did consider borrowing from my bank first, however the rate I was offered there was considerably higher than the one I got through this company. The application took a little while to go through, mainly because I had to find some older documents, but once approved the funds were transferred promptly. I would say the monthly repayments are very manageable, though I wish the reminder emails came…
Read moreWay cheaper than my overdraft, I checked both before going ahead and this came out lower. Money arrived in a few hours. Only niggle is the app is a bit slow to load on my old phone.
I've used them for a few years now for topping up my car repair costs and it's always been the same process, which I like. Apply in the app, sign the agreement, money in the account. This time the agreement took a bit longer to come through by email than usual, about a day, but the funds arrived when they said. Nothing else has changed much.
I went with the three year loan after looking at a few different lenders and a credit card balance transfer. Application was quick and the money turned up the day after approval. The only thing that bugged me was the interest rate ended up being a bit higher than the quote I saw first, although it was still the cheapest of the ones I looked at. Repayments go out without any trouble so far.
I'd had an unexpected bill for the boiler and needed the money quickly to get it fixed before winter. I've used this lender twice before so the application was familiar, and the approval came through the same afternoon. Funds arrived the next working day. The repayment schedule is clear and it's been the same each month without any surprises.
Honestly it's the quickest loan I've had. Applied last week and the money was in my account before the weekend. Only small thing is the app kept logging me out, but it's fine.
I did consider borrowing from my bank first, however the rate I was offered there was considerably higher than the one I got through this company. The application took a little while to go through, mainly because I had to find some older documents, but once approved the funds were transferred promptly. I would say the monthly repayments are very manageable, though I wish the reminder emails came a little earlier.
What I like most is that the sign up is the same every time now, I know exactly where everything is in the app. I've borrowed from them a few times over the years and the money has always landed on time. The only thing that's slightly annoying is the repayment reminders arrive a day late sometimes, but I just check the app myself. Nothing to complain about really.
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