Ublins

Compared with the loan my bank offered me, this came out a good deal cheaper and was far less fuss to arrange. I found the website easy to follow and the approval came through promptly. The money was transferred to my account within a day, and the monthly repayments have been taken on the agreed date since.

Needed to cover a gap between contracts and a bank wouldn't look at me without a longer history. Applied through the site and the eligibility check didn't leave a mark on my credit file, which mattered to me. Money came through in a day and the repayment schedule is laid out sensibly, though the interest rate is a bit higher than I'd like.

Needed the money for a van repair that couldn't wait, so I filled the whole application in on my phone while standing in the garage car park. Got a decision before I got home and the cash was in my account by the next morning. The repayments are set to come out on payday, so that's one less thing to remember. The only thing I'd change is it asked me the same question twice.

I signed up for a loan to cover a school trip and a few other costs, and the application itself was easy enough on the laptop. The bit that annoyed me was the wait for the approval, which took most of a day when they'd said a few hours. The money did come through in the end and the monthly amount is clear. I'd just plan ahead a bit more than I did.

I took out a loan through the app last spring to pay for a new boiler. The app shows me what I've paid and what's coming up, which I really like. The money came in the next morning and the whole thing was simple from start to finish.

I would say this loan service has served its purpose for me, though it was not as smooth as I hoped. The application itself was straightforward enough, but the approval took longer than the website suggested and I had to telephone twice to chase it. Once the money arrived all was well, and I have been making the repayments without any bother since.

Used it to pay the deposit on a sofa and the money went in quicker than I thought. Quick check on the app, all clear, and the first repayment shows up in the app with a reminder. Happy with it so far.

Looked at three lenders before picking this one and it came out cheapest for the amount and term I wanted. The checker tool let me compare the monthly figures without a credit search, which I liked. Quick, simple, no nonsense.

First time borrowing so I was nervous about it, but the site walks you through every step and tells you exactly what you'll repay each month before you sign anything. I had a question about the end date and they answered it in the chat within a couple of minutes. Money arrived in my bank the next working day and the repayment dates are set up automatically.

Went with this over the store card on the high street because the interest works out lower for what I needed. The application was a bit longer than I'd have liked, with a couple of extra questions about my job. Once approved it was fine and the money arrived the next working day.

Sorted, reliable, and the money was there when they said it would be. I've used a few lenders over the years and this one is the least faff of the lot. Applying took maybe fifteen minutes and the repayments come out without me having to remember a thing.

Got a loan for my car repair, filled it in on my phone during lunch. Approved pretty quick and the cash hit my account the next day. Repayments are set up automatically so I don't have to think about it. Easy.

The application took about ten minutes on my phone and the decision came back before I'd even made a cup of tea. I've borrowed small amounts from a few lenders over the years and this is the first one where the paperwork didn't drag. The money hit my account the same afternoon, which is exactly what I needed for an urgent bill.

Compared with the loan from my building society, this worked out a little more favourable in terms of the monthly sum. I found the application straightforward and the approval came through in good time. The funds reached my account the following day and the repayments have been collected as agreed.

The account page is the first thing I check and it's clear what I owe and when, which I appreciate. Repayments come out on the date they said and I've never had a problem. Last time I borrowed, the approval took a bit longer than before, maybe a day, and I had to chase them once by phone to confirm the payment date. Still, I keep coming back.

I've been borrowing from this lender for years now and the process has never changed much, which I like. My most recent loan went through as smoothly as the first, with the money in my account the following day. I always check the repayment schedule before I sign and it has never once been wrong.

Compared with the overdraft I was using before, this is a lot simpler to understand, with a fixed monthly amount and an end date. I've borrowed from them three times now and I've never had a problem. The only thing that slowed me down was a document check that took a couple of days, but once it was through the money came straight away.

We needed a loan fast after our boiler died in the middle of January and the rest of the house was half packed. Applied on the site on a Monday morning, got a decision the same afternoon and the money was in our account by Wednesday. Repayments come out on the date they said they would, no fuss, and the online account shows the balance clearly without having to ring anyone.

I needed to pay off a credit card that was charging me far too much each month. I looked at a couple of other lenders first and the rates here were clearly better once I'd compared them properly. The application went through without any trouble and the money was in my account a day later.

Borrowed a small amount to replace a washing machine that packed in and wanted the cheapest option I could find. The monthly figure is lower than the store finance offers I checked, though the total interest is a bit more than I'd hoped for a short term. Signing up was quick and the money turned up in my account the next morning. Good enough for what I needed.