90%Would buy again
Needed the money for a van repair that couldn't wait, so I filled the whole application in on my phone while standing in the garage car park. Got a decision before I got home and the cash was in my account by the next morning. The repayments are set to come out on payday, so that's one less thing to remember. The only thing I'd change is it asked me the same question twice.
Read moreI signed up for a loan to cover a school trip and a few other costs, and the application itself was easy enough on the laptop. The bit that annoyed me was the wait for the approval, which took most of a day when they'd said a few hours. The money did come through in the end and the monthly amount is clear. I'd just plan ahead a bit more than I did.
Read moreWe needed a loan fast after our boiler died in the middle of January and the rest of the house was half packed. Applied on the site on a Monday morning, got a decision the same afternoon and the money was in our account by Wednesday. Repayments come out on the date they said they would, no fuss, and the online account shows the balance clearly without having to ring anyone.
Read moreNeeded to cover a gap between contracts and a bank wouldn't look at me without a longer history. Applied through the site and the eligibility check didn't leave a mark on my credit file, which mattered to me. Money came through in a day and the repayment schedule is laid out sensibly, though the interest rate is a bit higher than I'd like.
Went with this over the store card on the high street because the interest works out lower for what I needed. The application was a bit longer than I'd have liked, with a couple of extra questions about my job. Once approved it was fine and the money arrived the next working day.
The account page is the first thing I check and it's clear what I owe and when, which I appreciate. Repayments come out on the date they said and I've never had a problem. Last time I borrowed, the approval took a bit longer than before, maybe a day, and I had to chase them once by phone to confirm the payment date. Still, I keep coming back.
Compared with the overdraft I was using before, this is a lot simpler to understand, with a fixed monthly amount and an end date. I've borrowed from them three times now and I've never had a problem. The only thing that slowed me down was a document check that took a couple of days, but once it was through the money came straight away.
Borrowed a small amount to replace a washing machine that packed in and wanted the cheapest option I could find. The monthly figure is lower than the store finance offers I checked, though the total interest is a bit more than I'd hoped for a short term. Signing up was quick and the money turned up in my account the next morning. Good enough for what I needed.
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com. The company operates as a digital shop, with orders placed and tracked through its website. Its customers shop online for household and lifestyle products delivered to their door.
Ublins focuses on a curated selection of products rather than a large general catalogue, and its website is the main point of contact for customers. Shoppers who want to know more about its products, orders or returns can read reviews from other customers before making a purchase.
