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90%Would buy again

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This score is based on 20 real reviews

Reviews (20)

better than the bank offered

Compared with the loan my bank offered me, this came out a good deal cheaper and was far less fuss to arrange. I found the website easy to follow and the approval came through promptly. The money was transferred to my account within a day, and the monthly repayments have been taken on the agreed date since.

Barbara W.
1 person found this helpful

sorted my van repair on the go

Needed the money for a van repair that couldn't wait, so I filled the whole application in on my phone while standing in the garage car park. Got a decision before I got home and the cash was in my account by the next morning. The repayments are set to come out on payday, so that's one less thing to remember. The only thing I'd change is it asked me the same question twice.

Oliver S.
0 people found this helpful

The app is the best bit

I took out a loan through the app last spring to pay for a new boiler. The app shows me what I've paid and what's coming up, which I really like. The money came in the next morning and the whole thing was simple from start to finish.

Ayesha B.
1 person found this helpful

Used it for a sofa deposit

Used it to pay the deposit on a sofa and the money went in quicker than I thought. Quick check on the app, all clear, and the first repayment shows up in the app with a reminder. Happy with it so far.

Fatima J.
1 person found this helpful

best of the ones I looked at

Looked at three lenders before picking this one and it came out cheapest for the amount and term I wanted. The checker tool let me compare the monthly figures without a credit search, which I liked. Quick, simple, no nonsense.

Hamza M.
0 people found this helpful

First time using them and pleasantly simple

First time borrowing so I was nervous about it, but the site walks you through every step and tells you exactly what you'll repay each month before you sign anything. I had a question about the end date and they answered it in the chat within a couple of minutes. Money arrived in my bank the next working day and the repayment dates are set up automatically.

Thomas P.
2 people found this helpful

Sorted and reliable

Sorted, reliable, and the money was there when they said it would be. I've used a few lenders over the years and this one is the least faff of the lot. Applying took maybe fifteen minutes and the repayments come out without me having to remember a thing.

Daniel P.
2 people found this helpful

Loan for my car repair

Got a loan for my car repair, filled it in on my phone during lunch. Approved pretty quick and the cash hit my account the next day. Repayments are set up automatically so I don't have to think about it. Easy.

Amber Y.
0 people found this helpful

quick approval and the money landed same day

The application took about ten minutes on my phone and the decision came back before I'd even made a cup of tea. I've borrowed small amounts from a few lenders over the years and this is the first one where the paperwork didn't drag. The money hit my account the same afternoon, which is exactly what I needed for an urgent bill.

Emma S.
2 people found this helpful

Compared well against the building society

Compared with the loan from my building society, this worked out a little more favourable in terms of the monthly sum. I found the application straightforward and the approval came through in good time. The funds reached my account the following day and the repayments have been collected as agreed.

Kevin T.
1 person found this helpful

Long time customer and still happy

I've been borrowing from this lender for years now and the process has never changed much, which I like. My most recent loan went through as smoothly as the first, with the money in my account the following day. I always check the repayment schedule before I sign and it has never once been wrong.

Donna D.
0 people found this helpful

Exactly what we needed for the move

We needed a loan fast after our boiler died in the middle of January and the rest of the house was half packed. Applied on the site on a Monday morning, got a decision the same afternoon and the money was in our account by Wednesday. Repayments come out on the date they said they would, no fuss, and the online account shows the balance clearly without having to ring anyone.

Scott P.
5 people found this helpful

Needed to pay off a card

I needed to pay off a credit card that was charging me far too much each month. I looked at a couple of other lenders first and the rates here were clearly better once I'd compared them properly. The application went through without any trouble and the money was in my account a day later.

Charlotte B.
1 person found this helpful

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About Ublins

com. The company operates as a digital shop, with orders placed and tracked through its website. Its customers shop online for household and lifestyle products delivered to their door.

Ublins focuses on a curated selection of products rather than a large general catalogue, and its website is the main point of contact for customers. Shoppers who want to know more about its products, orders or returns can read reviews from other customers before making a purchase.

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Online shopping | Electronics | Fashion

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