90%Would buy again
Went with them after comparing with my old provider who wanted nearly double for the same cover on my engagement ring and watch. Quote was done online in about ten minutes and the premium is noticeably lower for what I actually need, so no complaints from me about the value.
Read moreHonestly it was a bit of a faff getting my ring added to the policy. The form kept timing out and I had to re-upload the valuation twice. Once it went through it was fine but it really shouldn't take that long.
Read moreIf you've got valuable jewellery or watches and want cover that actually matches what they're worth, this is the one I'd go for. The valuation process is straightforward, the schedule lists every item with its agreed value, and when I added a new piece the cover kicked in straight away. I've compared it against the bigger names every year and nothing has come close on price for the level of…
Read moreCompared a few providers before picking this one and it came out at the higher end on price for the same items. The cover itself looks solid and the terms are easy to read. It's a fair bit more each year than the cheapest quote I got, so I'm weighing that up at renewal.
I know the product area well and the cover itself is sound, but getting the valuation documents uploaded took longer than it should have. The site kept timing out on the photos and I had to resend the same files twice. Once it was through the policy was live the same day, so it's just the setup that's clunky.
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Ripe Insurance - Valuables is a UK insurer that provides cover for valuable possessions such as jewellery, watches, art, collectables and other high-value items. The company sells policies that protect items which standard home contents insurance may not fully cover, including items kept at home or taken outside it. uk, where customers can get a quote and manage their cover.
The company's customers are individuals who own items of significant personal or financial value and want those items insured on a specific basis. Ripe Insurance - Valuables is known for its focus on specialist valuables cover rather than general-purpose insurance products.
