Devitt Insurance

Went with them over my usual provider because the same cover came out about forty quid cheaper. Quick compare on my phone while waiting for the kettle, then I just tapped through. Confirmation email turned up instantly and the cover note was in my inbox before the tea was made.

The first thing I valued was that the policy documents arrived in plain English, with the key facts set out at the front where I could find them. I had been with my previous insurer for many years and was a little nervous about moving. The staff on the phone were patient when I asked them to go through the excess again, and they didn't rush me at all. Everything has been very straightforward since.

I needed the car cover in a hurry because I'd bought a used car from a friend and had to drive it the next morning. The quote was quick and the price was good. The only niggle was the documents taking a little while to come through, about an hour rather than instantly, but they arrived before I needed them.

I'm afraid I found the quote itself perfectly clear and the price was fair for what I needed. When I rang about adding a second vehicle to the policy, though, I was kept waiting nearly twenty minutes and then had to explain the change twice. It was sorted in the end, but it wasn't as smooth as I'd hoped.

Got the pet cover for my pug on the app, sorted in like five mins. The thing I liked most was that the vet claim form was already filled in with her details. Paid back the vet within a week.

Got the pet policy for my lurcher after she ate something dodgy and the vet bill was scary. Signed up on the site in bed, took like two minutes and the policy docs were in my email straight after. Would do it again honestly, dog's fine now.

I'll say straight away that this is a sound choice for home contents cover. I went through the policy wording carefully before buying, as I always do, and found it clearly set out with no nasty surprises. The renewal letter arrived well ahead of time, which I appreciated.

The verdict is that the cover itself is decent and I'd trust it for home contents, having worked in insurance admin for years. My one gripe is that the claim for a damaged washing machine took closer to three weeks than the week I'd been led to expect. Once it got going the payment was clear and there were no arguments. Slightly slower than I'd like, but I'd still renew.

Needed van cover because I'd started doing a few weekend deliveries on the side and my old policy didn't allow for it. Price was the main thing for me, and it came in well under what I was paying before. Paid monthly without any fuss.

Bought the comprehensive policy for our second car, a little hatchback my husband uses for work. I'd compared about four sites before this one and they came out cheapest once I'd added him as a named driver, which the others kept fumbling. The quote was clear, the documents landed in my inbox straight away and I had cover the same afternoon. Really easy.

Needed insurance fast because my first car got nicked from outside my mate's and I had nothing sorted for the new one. Didn't want to pay a fortune for a learner-friendly policy and this was a lot cheaper than the other sites I checked. Put in the details, got the quote and paid on the spot. Cover started the same day, which was all I cared about tbh.

I needed landlord contents cover because I'd just let my flat out and the tenant's deposit only covers so much. I know the difference between buildings and contents cover well enough to say this one covers the furniture and white goods I actually own. The schedule was laid out properly, the premium made sense against the sum insured, and I set up the monthly payment without trouble. Good to have sorted before the tenants moved in.

What struck me first was how plainly the cover levels were laid out, so I could see straight away what the standard policy left out. I know my way around home insurance after years of renewing for the family, and this was easy to compare with the others. The excess options were clear too, so I picked one without having to ring anyone to ask.

I'd been a bit stuck on whether to go for a higher excess to save money on the premium. The verdict is that the cover stayed solid even at the higher setting, which I didn't expect. I know my way around home insurance well enough to see the value in the wording. The price moved in the right direction and the paperwork was clear.

Compared with the big names I'd been looking at, this worked out a fair bit cheaper for the same level of cover on my flat, and the excess was easier to understand. I had three quotes open in tabs before I picked this one. The whole thing took about fifteen minutes from start to finish, and I didn't have to ring anyone to confirm any of it, which was a relief.

Compared to my old insurer this is a lot less bother at renewal time, and I've been with them years. Last year they had a steep price hike, whereas this time it barely moved. I just log in, glance at the figures and that's me sorted for another twelve months.

Compared with my old policy this was quicker to get sorted when I changed jobs and needed a different level of cover. I know the market well enough to say the price was competitive for what I needed. The online account let me change the start date with no phone call. Fine by me.

Bought the van policy on my phone while waiting for the kettle to boil. Took maybe ten minutes, got the certificate straight to my email and I was covered the same evening.