Your Surprise

Compared to my bank's online loan form this was much quicker, I had a yes in about ten minutes on a Tuesday evening. The questions were plain and I didn't have to upload anything strange. Money hit my account the next working day, which was what I needed.

Looked at three different loan sites before settling on this one, mainly because the monthly figure was clearer here than anywhere else. Application took about ten minutes on my phone and I got a decision the same day. The money took a little longer to land than I'd hoped, around a day, but it was in my account before the weekend.

Took a loan to cover a laptop for uni and the monthly figure was lower than I expected. The whole thing from form to money took about two days. Nothing extra to pay and the statements came through the post clearly laid out.

Needed money fast for a deposit and this came through the same afternoon, which was great. Interest is higher than I'd like compared to what my mate got elsewhere. Money landed next day.

Switched from my bank's overdraft to this for a sofa and the difference was huge. The application was quick and I got a decision before my lunch break. Money came through the next morning.

I do think the website is very clear about what you are agreeing to, which I found reassuring. My application went through without bother and the money reached my account when promised. I did have to wait a couple of days for a reply to my email about a payment date, which was a bit of a worry at the time.

Honestly this is a fair option if you need a short loan and don't have time to shop around. I've borrowed before from other lenders and the repayment schedule here was clear and easy to set up. Fees are on the higher side compared to a credit union, so read the summary first.

I've taken out a few personal loans over the years so I knew what to look for. The rate was fair for my credit profile and the application itself was quick enough. What caught me out was the late payment charge when a direct debit bounced once, which wasn't explained as clearly as the rest.

This is a solid lender for a mid-sized personal loan and they handle the paperwork properly. I've taken out loans in the past and the checks were no more intrusive here than anywhere else. The repayment dates were flexible enough to match my pay day.

I needed to cover a deposit on a flat and the timing was tight with the landlord. Applied on a Monday, got approved by the afternoon, and the funds were in my account by Wednesday. The team were polite when I rang with a question about the early repayment rules.

Got a personal loan through here instead of trying the high street banks, which took ages. Form done on my phone during a break and approval came back in minutes. Money is in the account now.

Took out a loan here last year to fund a new kitchen extension. The online account lets you see the schedule and download statements without calling anyone. Payments have gone out as set up with no issues.

Compared with my usual bank, this was a far simpler process for a modest personal loan. I found the terms laid out in plain language, which I always appreciate. The funds arrived promptly and the monthly payment has been dependable since.

The repayment schedule was the first thing I checked and it was laid out clearly, with the total amount payable right at the top. I've borrowed before so I knew what to look for, and the early repayment terms were easy to find. Sign up and approval were quick, and the funds reached my account the same day. Nothing to complain about.

My car needed a new clutch and the garage wanted paying before they'd touch it. I looked at three lenders and this one had the clearest terms and no hidden surprises. The money arrived fast and the repayments came out exactly when they said.

Took out a loan for a holiday and the process was simple, the app did most of the work. I'd compared two other lenders and this had the lowest total repayment. Money went in fast and the first payment came out on schedule.

Easily the best loan experience I've had, and I've been borrowing from banks for thirty years. Application was done on the laptop at the kitchen table and I had an answer before the kettle had boiled twice. The payment dates suit my pension and the account page shows exactly what's left to pay. A phone number is on the site if you want to talk to someone, which I liked.

Needed a small loan to get a second hand bike and this was the cheapest monthly figure I could find that wasn't a payday place. The application was dead easy and approval came the same day. Repayments come out on the date I picked, which was all I wanted from it.

The first thing I noticed was the monthly payment shown straight away, before I'd even put my details in. It made it easy to see if I could afford it. I was a first timer with this sort of thing and it felt less scary than I'd expected.