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95%Would buy again

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This score is based on 19 real reviews

Reviews (19)

Decent but check the fees

Honestly this is a fair option if you need a short loan and don't have time to shop around. I've borrowed before from other lenders and the repayment schedule here was clear and easy to set up. Fees are on the higher side compared to a credit union, so read the summary first.

Kevin M.
1 person found this helpful

Fair enough but the fees add up

I've taken out a few personal loans over the years so I knew what to look for. The rate was fair for my credit profile and the application itself was quick enough. What caught me out was the late payment charge when a direct debit bounced once, which wasn't explained as clearly as the rest.

Ian G.
2 people found this helpful

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About Your Surprise

uk. The company's range centres on experience-based gifts, where the recipient chooses an activity from a selection and the purchaser sends the voucher or gift card. The business operates online, with gifts sent to the buyer or directly to the recipient, and the site is aimed at people looking for an unusual present for birthdays, anniversaries and other occasions.

Customers are individuals buying for friends and family across the United Kingdom, rather than businesses buying in bulk. Your Surprise is best known for its gift vouchers and presentation options that make the gift feel personal to the recipient.

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