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95%Would buy again

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This score is based on 19 real reviews

Reviews (19)

quick approval, small wait on the money

Looked at three different loan sites before settling on this one, mainly because the monthly figure was clearer here than anywhere else. Application took about ten minutes on my phone and I got a decision the same day. The money took a little longer to land than I'd hoped, around a day, but it was in my account before the weekend.

Megan L.
1 person found this helpful

Cheap enough and quick

Took a loan to cover a laptop for uni and the monthly figure was lower than I expected. The whole thing from form to money took about two days. Nothing extra to pay and the statements came through the post clearly laid out.

Ellie R.
3 people found this helpful

Better than the overdraft

Switched from my bank's overdraft to this for a sofa and the difference was huge. The application was quick and I got a decision before my lunch break. Money came through the next morning.

Rebecca L.
1 person found this helpful

Knows what they're doing

This is a solid lender for a mid-sized personal loan and they handle the paperwork properly. I've taken out loans in the past and the checks were no more intrusive here than anywhere else. The repayment dates were flexible enough to match my pay day.

Ryan B.
0 people found this helpful

Needed cash for the flat

I needed to cover a deposit on a flat and the timing was tight with the landlord. Applied on a Monday, got approved by the afternoon, and the funds were in my account by Wednesday. The team were polite when I rang with a question about the early repayment rules.

Zoe S.
1 person found this helpful

Quicker than the high street

Got a personal loan through here instead of trying the high street banks, which took ages. Form done on my phone during a break and approval came back in minutes. Money is in the account now.

Scott G.
4 people found this helpful

The online account is handy

Took out a loan here last year to fund a new kitchen extension. The online account lets you see the schedule and download statements without calling anyone. Payments have gone out as set up with no issues.

Nigel S.
0 people found this helpful

preferred to the bank

Compared with my usual bank, this was a far simpler process for a modest personal loan. I found the terms laid out in plain language, which I always appreciate. The funds arrived promptly and the monthly payment has been dependable since.

Rachel B.
7 people found this helpful

The terms are clear

The repayment schedule was the first thing I checked and it was laid out clearly, with the total amount payable right at the top. I've borrowed before so I knew what to look for, and the early repayment terms were easy to find. Sign up and approval were quick, and the funds reached my account the same day. Nothing to complain about.

Sana C.
0 people found this helpful

needed it for the car

My car needed a new clutch and the garage wanted paying before they'd touch it. I looked at three lenders and this one had the clearest terms and no hidden surprises. The money arrived fast and the repayments came out exactly when they said.

Emma P.
1 person found this helpful

simple and no faff

Took out a loan for a holiday and the process was simple, the app did most of the work. I'd compared two other lenders and this had the lowest total repayment. Money went in fast and the first payment came out on schedule.

Jamie B.
2 people found this helpful

Would go back again

Easily the best loan experience I've had, and I've been borrowing from banks for thirty years. Application was done on the laptop at the kitchen table and I had an answer before the kettle had boiled twice. The payment dates suit my pension and the account page shows exactly what's left to pay. A phone number is on the site if you want to talk to someone, which I liked.

Linda S.
2 people found this helpful

The monthly figure showed up first

The first thing I noticed was the monthly payment shown straight away, before I'd even put my details in. It made it easy to see if I could afford it. I was a first timer with this sort of thing and it felt less scary than I'd expected.

Poppy N.
0 people found this helpful

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About Your Surprise

uk. The company's range centres on experience-based gifts, where the recipient chooses an activity from a selection and the purchaser sends the voucher or gift card. The business operates online, with gifts sent to the buyer or directly to the recipient, and the site is aimed at people looking for an unusual present for birthdays, anniversaries and other occasions.

Customers are individuals buying for friends and family across the United Kingdom, rather than businesses buying in bulk. Your Surprise is best known for its gift vouchers and presentation options that make the gift feel personal to the recipient.

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