95%Would buy again
Took a loan to cover a laptop for uni and the monthly figure was lower than I expected. The whole thing from form to money took about two days. Nothing extra to pay and the statements came through the post clearly laid out.
Read moreI've taken out a few personal loans over the years so I knew what to look for. The rate was fair for my credit profile and the application itself was quick enough. What caught me out was the late payment charge when a direct debit bounced once, which wasn't explained as clearly as the rest.
Read moreEasily the best loan experience I've had, and I've been borrowing from banks for thirty years. Application was done on the laptop at the kitchen table and I had an answer before the kettle had boiled twice. The payment dates suit my pension and the account page shows exactly what's left to pay. A phone number is on the site if you want to talk to someone, which I liked.
Read moreCompared to my bank's online loan form this was much quicker, I had a yes in about ten minutes on a Tuesday evening. The questions were plain and I didn't have to upload anything strange. Money hit my account the next working day, which was what I needed.
Needed money fast for a deposit and this came through the same afternoon, which was great. Interest is higher than I'd like compared to what my mate got elsewhere. Money landed next day.
I do think the website is very clear about what you are agreeing to, which I found reassuring. My application went through without bother and the money reached my account when promised. I did have to wait a couple of days for a reply to my email about a payment date, which was a bit of a worry at the time.
Needed a small loan to get a second hand bike and this was the cheapest monthly figure I could find that wasn't a payday place. The application was dead easy and approval came the same day. Repayments come out on the date I picked, which was all I wanted from it.
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uk. The company's range centres on experience-based gifts, where the recipient chooses an activity from a selection and the purchaser sends the voucher or gift card. The business operates online, with gifts sent to the buyer or directly to the recipient, and the site is aimed at people looking for an unusual present for birthdays, anniversaries and other occasions.
Customers are individuals buying for friends and family across the United Kingdom, rather than businesses buying in bulk. Your Surprise is best known for its gift vouchers and presentation options that make the gift feel personal to the recipient.
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