Tokendab

I needed the money to cover a deposit on a flat and the timing was tight, so speed mattered more than anything. Applied on a Monday evening and had an answer by the next morning. Checked the total repayable before I agreed and there were no nasty surprises, the figures were exactly what the agreement said. Nice and simple, and the value is good for what you get.

I got a quote from my bank for a small loan first and this was way cheaper for the same amount over the same term, so that's why I went with them. Applying on the site took maybe ten minutes. The money came through the next working day, which was a bit slower than I was hoping for but fine. Repayments come out on the date they say they will.

Honestly the speed is the best bit, I had the money in my account before lunch. Applied on the app in bed and it took like five minutes. Repayments are easy to set up too.

I needed to borrow for a van repair and wanted to see what was out there, so I looked at several lenders before picking this one. The rate beat most of the others and the approval was quick. The money went in the same afternoon and I've had no problems since.

Compared it with the credit union and a comparison site first. The credit union wanted paperwork I didn't have to hand. Here I did the whole thing online in one sitting and it was approved while I was making a cup of tea.

I compared a few options first, including a credit union and a couple of comparison-site lenders. This one worked out cheaper than the others for a similar term. Signing up was painless and the money was there by the next morning, so I'd happily use them again.

Got a loan through the app for a holiday. The money came through quick and the app is easy to use. Only thing is the reminder for repayments didn't come through the first month so I had to check myself.

We needed to borrow to tide us over until my wife's pay came in after a period of unpaid leave. The application was reasonable and the approval came quickly. My complaint is that the payment date didn't line up with our pay day and I had to ring them to change it, which was a bit of a faff. Otherwise the money arrived when promised.

The rate was lower than the other two I looked at, and that's the bit that sold me. I borrowed a smallish amount to cover a car insurance bill and the total I paid back at the end was clear from the start, no surprise charges. The app showed me the repayment schedule before I signed and the money landed the same afternoon. Didn't have to ring anyone, which suited me fine.

Honestly they've been my go-to for short loans for a good few years now. The process is the same each time, quick application and the money in the account the next working day. Rates have stayed fair and there's been no fuss with repayments, so I'd not bother looking elsewhere.

Took out a small loan through the app on my phone. Got the money fine but the app kept logging me out halfway through the form so I had to start again twice. Once I got through it was all good.

I applied through the website for a personal loan to help with some home repairs. The form was clear enough and I was happy with the terms they offered. The one thing that held things up was waiting for a callback to confirm my details, which took a day longer than they said it would.

Honestly it's a solid option if you need a short loan and want the rate kept reasonable. The money arrived the day after approval, which was fine. My one gripe is that when I emailed a question about an early repayment it took the best part of three days to get a reply, and I'd have liked it sooner.

Went with them instead of my bank's overdraft and it was a lot cheaper for the amount I needed. Compared to the other online lenders I looked at, the monthly payment was lower too. Paid straight into my account and the whole thing was done in a day.

I was particularly struck by how clearly the terms were laid out before I committed to anything. I had a few questions about the repayment schedule and the adviser I spoke to on the phone was patient and explained each point without rushing me. The money was paid into my account within the time they quoted. I am a careful sort of person with money and I found the whole process very reasonable.

Been using them for years now and the bit that stands out is how fast a repeat loan lands in my account, usually same day. I know my details already so there's no faff, just a few taps and it's sorted before my tea goes cold.

Borrowed a chunk of money to pay the engineer for a new boiler last winter. Application was simple enough but the bit that dragged was the identity checks, they asked for documents twice and it took about a week before the money went through. The monthly payments have been fine since then.

I'd say they are a fair option if you need a loan in a hurry and your credit is reasonable. The money arrived as quoted and the agreement was easy enough to follow. My concern is that the fees on top of the interest were more than I had expected from the headline figure, and I think they could make that clearer at the start.

I needed cash quickly to cover a utility bill that had gone up, so I was after something fast. The application took about ten minutes and the approval came through before I'd even finished my tea. Funds arrived the next working day. The interest was reasonable for a loan this size and the repayments come out as agreed.

Used them for a short loan and I'd say it's a good one for the money. The rate is competitive against the high street, though the early repayment charge was a bit more than I'd have liked. The process itself was straightforward and the funds came through as quoted.