85%Would buy again
I needed the money to cover a deposit on a flat and the timing was tight, so speed mattered more than anything. Applied on a Monday evening and had an answer by the next morning. Checked the total repayable before I agreed and there were no nasty surprises, the figures were exactly what the agreement said. Nice and simple, and the value is good for what you get.
Read moreBorrowed a chunk of money to pay the engineer for a new boiler last winter. Application was simple enough but the bit that dragged was the identity checks, they asked for documents twice and it took about a week before the money went through. The monthly payments have been fine since then.
Read moreI was particularly struck by how clearly the terms were laid out before I committed to anything. I had a few questions about the repayment schedule and the adviser I spoke to on the phone was patient and explained each point without rushing me. The money was paid into my account within the time they quoted. I am a careful sort of person with money and I found the whole process very reasonable.
Read moreWe needed to borrow to tide us over until my wife's pay came in after a period of unpaid leave. The application was reasonable and the approval came quickly. My complaint is that the payment date didn't line up with our pay day and I had to ring them to change it, which was a bit of a faff. Otherwise the money arrived when promised.
Took out a small loan through the app on my phone. Got the money fine but the app kept logging me out halfway through the form so I had to start again twice. Once I got through it was all good.
Borrowed a chunk of money to pay the engineer for a new boiler last winter. Application was simple enough but the bit that dragged was the identity checks, they asked for documents twice and it took about a week before the money went through. The monthly payments have been fine since then.
I'd say they are a fair option if you need a loan in a hurry and your credit is reasonable. The money arrived as quoted and the agreement was easy enough to follow. My concern is that the fees on top of the interest were more than I had expected from the headline figure, and I think they could make that clearer at the start.
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Tokendab is a UK-facing finance company whose website sets out its products and services for consumers managing their money. The brand is known for an online-first approach, with customers applying and managing their accounts through its digital platform rather than in branches. Its customers are individuals looking for straightforward financial products and clear information before they commit to an agreement.
com, which describes its offering in more detail than is available here. Readers considering the business are encouraged to compare the terms it publishes with those of other providers before making a decision.
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