Securitiesce

Looking for the best value I could find for a cheap overdraft and this came out ahead of the high street options. Setting it up took less than ten minutes and the limit was what I asked for. Fees are clear and nothing extra gets added without telling you first. Fine by me.

The app is dead easy to use, you can see exactly when the next payment is due and how much. Signed up for a current account and it took about ten minutes. Money transfers are instant and the card arrived in a few days. Good stuff.

Needed a loan top up for the new kitchen and why I stuck with them was the easy process I'd had before. Only took a day to get the decision and the money went straight into my current account. Customer service on the phone is always polite and they never make you wait too long.

The interest rate was the first thing I noticed and it's higher than I'd like. Applying was quick and the money came through fine. Repayments come out on the right day every month. The customer chat took a while to reply when I had a question about early repayment, around two days, which was a bit of a pain.

Needed to borrow a bit to cover a broken laptop for uni and this was the simplest form I've filled in. Checked my eligibility without a hard search, got a yes, and the money was in my current account before lunchtime. Repayments show up in the app so I can see what's left.

Applied for the credit card and got a decision the same day. Card arrived in about four days and the limit was what I asked for. Activating it through the app took two minutes. Honestly no complaints, does exactly what it says and the statements are easy to read.

Compared to the lender I used last year this was way easier, no endless forms and the approval came through quicker than I expected. The repayment schedule is laid out properly so I know what's coming out each month. The only niggle is they asked for a payslip twice because the first upload didn't show up properly on their side, which was annoying but got sorted.

Compared with my high street bank this works out cheaper on the monthly payments, especially on the car loan I took out. I know the rules about affordability checks and they ran theirs properly without any fuss. Funds came through the next day and the repayment dates are sensible. Worth looking at if you're shopping around for finance.

Had a small personal loan through them to tidy up a credit card balance and the sign up was fine but the identity checks dragged on for a couple of days, which I wasn't expecting given the site says same day. Once it was through the money landed the next morning, no complaints there.

Car died and I needed the money fast for the repair. Did the application on my phone during a lunch break and got a yes within the hour. Money was in the account before I'd finished my tea. Repayments are clear in the app.

Went with the savings account after looking at a few banks. The rate was competitive and the account opening was done entirely online in about fifteen minutes. Transfers in and out show up quickly and the app is simple to use. Happy with it so far.

I needed a policy that wouldn't cost the earth after my husband passed and I was driving again for the first time. Signing up was simple and the monthly figure was lower than I'd been quoted elsewhere. Phone call to change the start date went smoothly. Good value for what you get and I've not had to chase anyone.

Compared with the big names I had a look at, this was cheaper and felt less like a sales pitch. Got the cover I wanted without being pushed into extras. The paperwork arrived promptly and everything matched what I'd been told.

Needed a short term loan to cover rent after a shift got cancelled and they were the quickest I found. Form took a few minutes and I had a yes the same day. Money landed the next morning. Only downside is the repayment is taken earlier than I expected so I had to shuffle a payment, but otherwise fine.

Compared with the other two lenders I checked, these had the clearest terms and didn't hide the fees in small print. Signed up in one go and the funds were in my account by the afternoon. Repayments are simple to set up. Nothing to moan about.

Set up a pension top up through them after reading up on the options. The contribution went in on time and the statements are clear about how the fund is doing. The online dashboard is easy to navigate and I can see my projected figures without ringing anyone. Good for someone who understands the basics.

Good, got the loan in a few days and the money hit my account the next morning. Application took about ten minutes on my phone while waiting for the bus. Repayment dates are clear and the app shows the balance without me having to ring anyone. Only thing is the interest is a bit higher than my bank would have charged, but I was rushing and didn't want to wait on them.

The fees table on the site was what made me choose them, everything's listed plainly with no surprises. Applied for a personal loan for home improvements and the process was smooth. Funds arrived in two working days. Monthly repayments fit the budget and the app sends reminders, which is useful.

Opened a savings account through them and it was mostly easy, though I did have to upload my proof of address twice because the first photo was too dark. Once that was sorted the account was live the same day and the interest is paid monthly. Nothing else to report really.

Took a small loan through them for a boiler repair. Application was straightforward and the decision came through quickly. Money landed the next working day. Haven't had to deal with anything else yet so can't say more.