95%Would buy again
Looking for the best value I could find for a cheap overdraft and this came out ahead of the high street options. Setting it up took less than ten minutes and the limit was what I asked for. Fees are clear and nothing extra gets added without telling you first. Fine by me.
Read moreThe interest rate was the first thing I noticed and it's higher than I'd like. Applying was quick and the money came through fine. Repayments come out on the right day every month. The customer chat took a while to reply when I had a question about early repayment, around two days, which was a bit of a pain.
Read moreGood, got the loan in a few days and the money hit my account the next morning. Application took about ten minutes on my phone while waiting for the bus. Repayment dates are clear and the app shows the balance without me having to ring anyone. Only thing is the interest is a bit higher than my bank would have charged, but I was rushing and didn't want to wait on them.
Read moreCompared to the lender I used last year this was way easier, no endless forms and the approval came through quicker than I expected. The repayment schedule is laid out properly so I know what's coming out each month. The only niggle is they asked for a payslip twice because the first upload didn't show up properly on their side, which was annoying but got sorted.
Had a small personal loan through them to tidy up a credit card balance and the sign up was fine but the identity checks dragged on for a couple of days, which I wasn't expecting given the site says same day. Once it was through the money landed the next morning, no complaints there.
Needed a short term loan to cover rent after a shift got cancelled and they were the quickest I found. Form took a few minutes and I had a yes the same day. Money landed the next morning. Only downside is the repayment is taken earlier than I expected so I had to shuffle a payment, but otherwise fine.
Good, got the loan in a few days and the money hit my account the next morning. Application took about ten minutes on my phone while waiting for the bus. Repayment dates are clear and the app shows the balance without me having to ring anyone. Only thing is the interest is a bit higher than my bank would have charged, but I was rushing and didn't want to wait on them.
Opened a savings account through them and it was mostly easy, though I did have to upload my proof of address twice because the first photo was too dark. Once that was sorted the account was live the same day and the interest is paid monthly. Nothing else to report really.
Took a small loan through them for a boiler repair. Application was straightforward and the decision came through quickly. Money landed the next working day. Haven't had to deal with anything else yet so can't say more.
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