Hiive

Took out a small loan through the app to cover a new phone contract and the money hit my account the next morning. Application took about ten minutes on my phone, no faff with paperwork. Repayments come out on the date they said they would, so easy.

This was the right loan for me and I'd say that first. The eligibility check told me straight away whether I'd qualify so I didn't waste time. The money came through the next working day and the repayment schedule was laid out clearly.

I had been quoted a higher rate by my bank for a similar sum, so I was pleased to see Hiive offering a lower figure. The application was straightforward and I was given a clear breakdown of what I'd repay each month. The funds reached my account within a day, which I appreciated. I have since recommended it to a friend.

What I noticed most was the repayment calculator on the site, which let me try different amounts before applying. I had compared a couple of other lenders and this was the only one that made the numbers clear upfront. The money arrived quickly and everything has gone as shown.

Boiler packed in on a Sunday and I needed the money by Monday for the engineer. Applied on my phone between jobs and got a decision almost straight away. Money was in the account first thing.

I borrowed a small amount to cover a bill that came in before payday. The fee was low compared to my overdraft and the money arrived in my account quickly. Easy.

Really pleased with how this went, it's my first time borrowing through them. The application took about ten minutes and I got a clear answer straight away. The money landed the next working day and the repayment schedule was laid out clearly in the app.

A dental bill came out of nowhere and I needed it paid before the surgery date. I'd never taken out a loan online before so I was a bit wary. The application took a few minutes and the approval was quick. The money went through to my account the next working day, and the repayment schedule matches what I was shown at the start.

I needed to cover the cost of travel for a family wedding and time was tight. Applying was simple enough and the decision came back the same afternoon. The funds were in my account ready for the trip.

My car needed an emergency repair and I had no savings left, so I looked for a loan that could pay out quickly. Signing up was simple and I was approved within the hour. The money arrived the same day.

Applied on my phone during my lunch break and had a decision before I'd finished my sandwich, which honestly blew my mind a bit. Money was in my account by the time I got back to my desk. Stuff like that never happens with my old bank, so yeah, pretty happy with it, would do it again if I needed to.

Compared with the last lender I used, the process here was much less of a slog. The checks were quicker and they didn't ask for loads of documents. Money came through fast.

Compared with the lender I used last year, the application here took a bit longer because they wanted an extra bank statement. Once that was in, approval and payment were fine. Just a small niggle really.

Hiive gets the job done for a short term loan and the money arrives quickly. The only thing to watch is the late payment fee, which is steeper than I'd like if you slip up. Otherwise the app is clear and the repayments are easy to manage.

Having used a high street bank for years, I was surprised how the application here compared, since the bank is quicker at this kind of thing. The forms asked for things I felt were repeated, and it dragged on for nearly a week before I heard back. The fees were also higher than I expected for the sum.

I've taken out a fair few personal loans over the years so I know what a reasonable rate looks like. The one that stood out here was the APR being shown up front before I committed. It was a touch higher than the cheapest deal I found but the terms were clear.

I wanted a small loan to help with some home repairs and I was a little nervous about the process. The forms were clear and I was guided through each step by the website. The payment arrived promptly and the monthly statements have been easy to follow.

Hiive was the one I went with after comparing three lenders. The rate and the fees were clearer than the others, and I didn't have to chase anyone for an answer. Would use again.

This was my first time borrowing money and I wasn't sure what to expect. Signing up on the app was easy and I got a clear summary of the total I'd pay back before I accepted anything. The money reached my bank account the following morning and the repayment dates have been spot on since.

Honestly the thing that got me was how many emails I got after the loan went through, like one every other day. The loan itself was fine and the money landed quickly. Repayments were easy to set up though.