Moola Pro

I bought a small loan to clear a credit card balance that had crept up. What I liked was the cost breakdown showing exactly what I'd pay each month, with no extra charges popping up later. The funds went into my current account within a working day and the first payment was taken on the date stated. Checked everything against my statements and it all matched, so I've got no complaints.

Compared to going through my bank for a small loan, this was a lot quicker. I had the application done on my phone in about ten minutes during my lunch break and the decision came back the same afternoon. The money landed in my account the next working day. The only thing I didn't love was the interest rate, which was a bit higher than I'd hoped, but the speed made up for it for me.

Compared with the other lender I've used before, this one was not as cheap, and the interest was noticeably higher for the same term. The application itself was simple enough and the money arrived promptly. I did find the customer service slow to reply when I had a query about an early settlement figure, which took the best part of a week to come through.

Way easier than trying to get a loan from my bank, which wanted paperwork I didn't have. Did the whole thing on my phone and got a yes the same day. Money was in my account by the next morning. Interest is a bit steep but it's sorted me out.

Been using them on and off for about six years now and the process has barely changed, which I actually like. The app asks for the same few things each time so I can usually get through a new loan in under ten minutes. Only niggle is the repayment date sometimes shifts by a day when a bank holiday comes round, which caught me out once.

I needed the funds to help cover some costs for my mother's care, which had come up rather suddenly. The application was fairly easy to complete though I did have to upload a couple of documents twice. The money arrived as promised and the repayment schedule is clear. Customer support were courteous when I rang with a question.

I needed the money quite urgently when our boiler packed in over the winter. I'm not one for online borrowing, but the process was straightforward and the team answered my questions politely by email. The funds arrived promptly and I've been paying it back as agreed. Thank you for the courteous service.

This is the best option I've found for a short term loan if you already know what you're doing with credit. The eligibility check is clear about what they need, and the repayment schedule shows exactly what you'll pay each month. Quick to sort and no fuss.

I needed to cover a gap between two pay cheques and the speed was the main reason I went with them. The eligibility check was quick and the explanation of what I'd repay was clear enough that I didn't need to ring anyone. Funds appeared in my account the next working day and I've been paying it back on schedule.

I used the loan to cover an unexpected car repair last month. The application took maybe fifteen minutes and I was offered a sum that was a bit less than I asked for, which was fine. Money came through to my account the next day. The repayment dates can be set to match your payday, which I thought was a sensible touch, though the app's calendar view is a bit clunky to navigate.

Best option for me after comparing three or four lenders over a couple of evenings. The money hit my account the same day I was approved, which the others could not promise. Rates were in line with the rest, nothing dramatic either way, and the repayment schedule was easy to read before I committed. Would go back to them.

The app kept logging me out halfway through the application, so I had to start again twice. Once I got through it was fine and the money came quickly. Support took about three days to reply to my question about an early payment though, which was annoying when I just wanted to know how it worked.

I took out a loan to cover some home repairs and paid it off a few months ahead of schedule. Asking for the early settlement figure was simple through the online account and there was no penalty. The money had arrived within a day of approval and the whole thing has run smoothly from start to finish.

I needed the cash to cover a deposit for my daughter's school trip when money was tight. Being able to see the repayment plan before I agreed made me feel in control. The whole thing was quick, the funds came through the next day and the monthly payments go out automatically, which saves me remembering.

The first thing I noticed was that the decision came back quickly, which I liked. The money took a day longer to reach my account than the site said it would, which was a bit frustrating when I was waiting on a bill. Once it did arrive the monthly repayments have gone out on the right dates and the app is easy enough to use.

I'm really happy with it, the whole thing took about ten minutes on my phone. I was approved for the amount I asked for and the money was in my account the next day. The repayment dates are easy to change if payday moves.

Compared with using my overdraft for a few hundred quid, this was far more sensible, and the offer came through before I'd finished my tea. I'd been dreading the paperwork but it was mostly just confirming my income and address. The money landed in my account the next working day and the repayment dates are clear on the app. Nothing sneaky that I could see.

Borrowed a small amount to replace a fridge that died. Paid it back in full a few months early and there was no penalty for doing so. Simple, honest pricing with no surprises in the small print. The total I repaid matched what the site showed when I applied.

The reminders that come through the app a couple of days before each payment are the bit I like most. Quick sign up and I got the money the next morning. Only thing is you have to remember to check the app for the monthly statement.

Honestly this was my first loan and I was nervous, but the terms were laid out clearly before I signed anything. The money went into my account the next working day and the repayments have been taken on time since. Nothing about it caught me out.