Credit Spring

Really glad I went with them for my first loan. Approval came through in minutes and the money was in my account by the next morning. Repayments are easy to track in the app. Didn't have to speak to anyone, which suited me.

I needed a bit extra to put down a deposit on a flat and didn't have the time to wait around. The loan was easy to set up on my phone and I knew exactly what I was signing up for. It went through quick. Pretty chuffed.

I got a short term loan to cover my rent after a late payday. The form was really easy on my laptop and I got a decision within minutes. The money was in my account by lunchtime. Repaying through the app was simple too. Nice one.

Used the app to take out a loan for a new laptop and it was dead easy. Upload your bank details, answer a few questions and you're done. Repayments show up in the app with a countdown which is handy. Money came in next morning. Sound.

I took out a loan to cover a deposit and the bit I liked most was setting up the automatic repayments. You pick your date and that's it. It was a bit fiddly connecting my bank account the first time because the verification code took two goes to come through. Other than that the process was fine and the money came quickly.

Took out a small loan through them to cover a car repair and the whole thing was done on my phone in about ten minutes. Money hit my account the next morning which was miles faster than my bank. Only thing is the app kept logging me out during the ID check so I had to start again twice. Still sorted though, would use again if I needed to.

I needed the money to cover a gap between contracts and I'd been turned down elsewhere. I know how these loans work so I read the terms carefully before applying. The application was quick and the money arrived the next working day. The only small niggle is the statements take a while to download in the portal. Would go back if needed.

Compared with the lender I used for years this was a clear step down. The application was longer and I had to send the same bank statements twice. Customer service took nearly a week to come back to me when there was a problem with a payment. The money did come through eventually, but the whole experience felt slow.

Good, the loan went through and the money was in the bank the next day. The site could be clearer about fees before you sign up, I only worked them out at the last step. Otherwise no complaints, I'd probably use them again.

The verdict for me is that it's a fair deal for a short personal loan. I checked the figures against my bank's loan and this came out a little cheaper over the same period. The form was quick to fill in and the money landed in my account the following day. Repayments are taken on the date you pick, which I appreciate. Nothing to grumble about really.

Compared with the loan my bank offered me this was noticeably cheaper for the same amount over the same term. I'd been quoted quite a bit more elsewhere so I was pleased. The application took a few minutes and I was told straight away what I'd pay each month. Nothing hidden that I could see. Happy with it.

Checking in between meetings so quick one. The loan itself was fine, approved same day and the money came through overnight. The annoying bit was getting hold of someone when my payment date changed, took three days for anyone to reply to my message. The interest is also a bit higher than some of the comparison sites suggested. Would use again but hopefully they sort the messaging.

I'll be honest, the application itself was straightforward enough and I appreciated being told clearly what the repayments would be before I agreed. The money took a good while longer to land than I expected though, closer to three working days than the one I'd been led to believe. I did phone to ask and was told it was a bank processing matter, which I accept. I'd still take the loan again.

The loan itself did the job and the money came through quickly enough. What I wasn't expecting was the arrangement fee being added on top, which made the total cost higher than the figure I'd worked out from the site. Seems a bit steep for what it is. If you're comparing, check the total repayable and not just the monthly amount.

Before settling on this I looked at about four other lenders and the comparison showed them to be the cheapest for my amount and term. The application was simple and I got an answer while I was still on the page. Money came through exactly when they said it would. Repayments go out automatically so I don't have to think about them.

We needed to fix the boiler in a hurry last winter and I had no savings to speak of, so that's why I first came to them over ten years ago. I've taken out a few loans since and they've always been straightforward. The app is easy enough once you know where things are, and the repayment dates have never once been missed on my side. I'd go back to them again.

Compared with the credit card I've been using this was a much simpler option. The rate was lower and I didn't have to keep track of a minimum payment every month. The only small thing was the paperwork took a bit longer to upload than I expected. Otherwise pretty decent.

I needed to cover a school trip for my daughter at short notice and the bank wouldn't budge. The loan was easy to set up online and I knew exactly what I'd be paying back each month. No hidden extras that I could see. Did the job well for me.

Before I went with them I had a look at three other lenders and this one came out with the lowest monthly figure for my amount. The eligibility checker told me where I stood without a credit search, which I liked. Signing the agreement was all done online and the money was in my account the next morning. Clear and simple, exactly what I wanted.