CreditFirm

Took out a small loan to get my car through its MOT and fix the brakes. Signing up took maybe ten minutes and the cash hit my account the same afternoon. Repayments come out on the date they said they would, which is all I really wanted.

Got my loan sorted for a new laptop for uni and the money came through fine. The only thing that annoyed me was waiting nearly two days for the confirmation email, which made me think something had gone wrong. Otherwise the signup was quick and the app shows everything clearly.

Honestly it's done the job, I've been a customer for a good while and I'd happily carry on. The application this time took much longer than last year, mostly because they asked for bank statements I'd already sent them, and I had to chase that up by phone. Once it was sorted the money came through as normal and the repayments have been fine. It's a shame it took so much back and forth to get started.

Compared to my usual lender this was a fair bit cheaper on the total to repay, which is why I switched. Application was quicker too, their decision came back well before the one I'd had from my bank last time. I've used a few of these over the years so I know what to expect. Paperwork took a bit of chasing for the final statement but nothing major.

Used a payday lender years back and the difference is huge. This was a proper instalment loan with a clear schedule, not a cash-due-Friday trap. Approval came through without a phone call and the money turned up within a day.

Needed a bit of cash to cover rent after my hours got cut. Applied on my phone during my lunch break and had an answer before I got back to my desk. Money landed the next day, so not bad at all.

My car failed its MOT over a couple of wheel bearings and I had no savings left after the last bill. Typed the whole application on my phone between shifts and got a yes before my break ended. The money arrived the next morning, which meant the garage could fix the car that same week. Repayments are monthly and come out without any fuss, so I can plan around them.

I took out a loan to cover some home repairs and I know the sort of rates these lenders charge, so I went in expecting it. The loan itself was processed without any issues and the funds came through promptly. Still, the rate was noticeably higher than what I could get from a credit union, so I'd check that first if you can.

I needed to cover a dental bill and wanted to pay it off without paying through the nose. Their rate was clearly stated before I applied, and the total cost was in line with what I'd seen elsewhere. The application took about fifteen minutes and the money arrived the next working day. The repayments are set up by direct debit, so there's nothing to remember each month.

My boiler packed in over the winter and I had nothing saved to cover the engineer, so I went looking for a small loan. The form took maybe ten minutes and I had a yes the same afternoon. The money reached my account the next working day. Only thing I'd say is the repayment dates didn't quite match my payday, so I had to ring them to shift it, which took a bit of hanging on.

The first thing I noticed was how quickly they gave me a decision, within about ten minutes of sending the form off, which I was pleased with. I've been borrowing from them on and off for years now and the process has always been the same. The money itself took a bit longer than I expected to reach my account this time, nearly two working days, so I'd have liked it faster.

I would say this is a sound option for anyone wanting a small personal loan without the usual fuss. The application was straightforward and I didn't have to phone anyone, which suited me well. The repayment schedule was clearly laid out, and I've found the online account easy enough to manage, though I'd like a slightly larger font on the statements.

Checked three other lenders first and this one came out cheapest on the total repayment. Took out a loan for a new van and the application was done in one go on the laptop. Money landed the next day, though I had to wait a bit for the paperwork to arrive by post.

Compared to my bank, which took about a week to say yes to an overdraft increase, this was miles quicker. Filled it in on my phone while waiting for the kettle and had a decision before the tea was made. Money was in my account by the next morning.

Had a look at a few comparison sites before applying and most of the other lenders listed gave a decision faster. This one took the best part of two days to come back, and the funds arrived later than the timescale they quoted. Not the end of the world, but I'd expect better for the rate they charge.

Honestly the bit I liked most was getting the money the same day, which I didn't expect at all. Sent the form in the evening, got a yes before bed and it was in my account by lunch. Only thing is the app kept logging me out but yeah, would use again.

Went for their debt consolidation loan after comparing a few options, and it made my monthly payments much easier to track. Signing up was quick and the funds went straight to my old creditors. Everything else has run smoothly so far.

Went with them after comparing three or four lenders and they came out fine. The approval was quick and the money arrived when promised, so I've no real complaints. Worth having a look around before you commit though.

First time using them and the process was mostly fine. The form had a few fields that wanted the same info twice, which was fiddly on my phone. Once I got through it the loan was approved and the money came quickly.