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Loans Warehouse

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Reviews (20)

Fine but the fees stung

Getting the loan was straightforward enough and the decision came quickly. The thing I wasn't happy with was the arrangement fee, which I didn't notice until the paperwork arrived, and it made the total cost higher than I'd worked out. The money did arrive on time and the repayments have been fine since, but I'd check the fees carefully before signing.

Ben N.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Needed funds for a hearing aid

I needed the money to pay for a hearing aid that my health insurance wouldn't cover, and I'd been unsure about borrowing at my age. The application was clear and I was grateful for the straightforward terms. The funds were transferred to my account promptly and I have found the repayment process very orderly.

Paul P.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Needed it for the roof

We had a leak come through the bedroom ceiling and the roofer needed paying before he would start. I'd been with them for years for smaller loans so went back to them. The form was simple enough and they rang to check a couple of things before the decision came through. Everything went through without any fuss.

Karen A.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Better than my bank

My bank wanted me to come into a branch and then still took ages to reply, so I tried them instead. Quicker on the application side, no branch visit needed. The money took a day longer than they said to reach my account though, which was a bit annoying. Otherwise fine.

Danielle B.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

needed it for the car

We needed the money fast after our old car failed its MOT and the repair bill was more than we had sitting in savings. I applied on a Monday morning, got an offer by lunchtime and the money was in our account by Wednesday. Having the payment dates laid out before I signed made it easy to budget around our monthly pay.

Imogen H.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Quick loan for a laptop

Got a loan through them to buy a laptop for work, and I was mainly after the lowest monthly payment I could find. The total cost was fair compared with the other places I checked, and the money reached my account the next day. Set up the direct debit in the app and it's been fine since.

Lewis J.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Decent rate but a slow chase

I needed a loan to cover some home repairs and I compared a few lenders before settling on this one. The rate was good and the application itself was simple enough. Getting the final paperwork signed took a few days because the reply to my query was slower than I'd have liked, but the money arrived when it was supposed to.

Emma G.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

payment date could be flexible

I got a personal loan to pay for some furniture and the total cost was fair for what I needed. The only thing I'd change is the repayment date, which I'd have liked to move to just after payday, and it took a call to sort that out. Otherwise the money arrived quickly.

Archie C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Way easier than the bank

Honestly I went to them after my bank turned me down and the difference was night and day. The form on their site took about ten minutes and I got a yes the same day, which my bank never managed. The money came through faster than I expected too, and the email reminders before each payment are a nice touch.

Natalie W.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

paid off the card debt

Took out a loan to clear a credit card that had crept up over two years and honestly the monthly payment dropped by a fair bit. The application was all done on my phone while I was waiting for the kettle to boil and I got an answer the same day. The only thing I'd flag is the setup fee came out of the amount I was borrowing, so check the figure you actually receive before you commit.

Nicola M.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Quick loan for my phone

Got a loan for a new phone and the app made the whole thing so quick. Filled it in on the bus and had a yes before I got off. Money landed the next day and I can see my payments in the app, all good.

Freya S.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.3 people found this helpful

Sound lender, no complaints

They are a reliable lender and I have had three loans with them over the years. Each one has been approved without fuss and paid into my account on time. The repayments have always come out as set up.

Peter G.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.5 people found this helpful

Cheapest monthly payment

The monthly payment was the lowest I could find for the amount I needed, which is what stood out most. I went through the figures carefully and the total cost was clear before I agreed to anything. Money arrived quickly and I've had no surprises since.

Louise S.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Straightforward and fair

This is a good option if you already know what you want from a loan. Rates were competitive when I compared them against the usual comparison sites, the application was clear about fees, and the funds arrived as promised. I'd use them again for a debt consolidation loan without a second thought.

Bradley R.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.3 people found this helpful

does exactly what it should

This is a solid place to borrow if your credit is decent and you know your numbers. The application asks sensible questions and the rate was in line with what I'd seen elsewhere. The money landed on the day they said it would and repayments have gone out without fail.

Jamie C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Used it for a new boiler

I used a loan from them to pay for a new boiler last winter when ours packed in on a cold Sunday. The application was done online and the funds went straight to the installer's account once I'd confirmed the quote. Monthly payments come out on the same date each month and the online statement is easy to read.

Daniel B.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

better than the high street lender

I'd looked at two high street lenders first and they both wanted a branch visit, which felt like a faff. This was fully online, no paperwork to post, and the rate worked out lower than the others on the same amount. The loan has been running smoothly for months now.

Natalie T.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.3 people found this helpful

Quick and painless

Paid off my overdraft with a loan from them and the money was in my account the next working day. Application took about ten minutes on my phone while waiting for the kettle. Nothing to fill in twice, the app just remembers your details. Monthly payment is taken by direct debit and that's it.

James L.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

Beat my old lender

Compared with the loan I was paying off before, this one came in cheaper and the setup was far less hassle. I had to upload a payslip and bank statements, which took a bit of time, but the decision was quick once they had them. The funds went into my account the same week.

James P.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

got the car sorted

The first thing I noticed was that the decision came back within the hour, which was a relief when the car needed fixing. I borrowed to cover a new set of tyres and an exhaust. The money reached my account quickly and the monthly payments are easy to keep track of online.

Anita J.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

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