90%Would buy again
We needed the money to get the roof repaired after a storm and the insurance only covered part of it. I've been a customer of theirs for years through various things so I knew what to expect. Application was simple, the money came through the next day and I've never had a problem with repayments.
Read moreHonestly the loan itself is fine but getting a decision took longer than the website implied and I had to chase by email twice. Once I got through to someone they were polite and sorted it out. The repayment schedule was clear enough once it was all set up.
Read moreLooked at four different lenders before going with them and the rate they offered me was the lowest by a fair margin, which is what sold it. The online form took maybe ten minutes and I got a yes the same afternoon. Money landed in my account the next working day, no fuss at all. Repayments come out on the date I picked and I've not had a single problem.
Read moreGot the loan in the end and repayments have been smooth but the decision took a fair while longer than I was told. They wanted extra proof of income and it went back and forth through the post. Once the money came through it was all as expected.
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ASDA Personal Loans is the lending arm of the ASDA supermarket brand, offering unsecured personal loans to individuals who want to borrow for everyday needs such as home improvements, car purchases or consolidating existing debts. The service is arranged online through the ASDA Personal Loans website, where applicants can check how much they could borrow and see the repayment terms before committing to an application. Loans are provided in partnership with a regulated lender, so the agreement, credit checks and repayments are handled through the lending partner rather than in ASDA stores.
The customer base is largely made up of existing ASDA shoppers and people who value a recognisable retail name when comparing credit products. The company is known for a straightforward online application process and for presenting the costs of borrowing clearly alongside each offer.
