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100%Would buy again

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This score is based on 19 real reviews

Reviews (19)

The quote was instant

First time I've ever borrowed anything so I was nervous. What stood out most was that the quote came up before I'd even put in a bank login, which felt fair. Approval was quick and the money turned up the next morning. Phone support picked up straight away when I had a question about the repayment dates.

Kai G.
1 person found this helpful

Knew what to look for in a lender

I've borrowed before so I knew to read the total repayable carefully, and Zoellc showed it clearly before I signed. I needed a small loan to help with a family bill and the quote was easy to compare with the other lenders I'd checked. The application went through without trouble and the money came into my account the next morning. I've made every repayment on time so far and the schedule has matched what was quoted.

Margaret M.
1 person found this helpful

Needed it fast

Needed a bit of money quick after my phone died and the repair quote was daft. Applied on the app on my lunch break and the money was in my account by the evening. Got it sorted before payday, no complaints from me.

Ryan J.
1 person found this helpful

exactly what I needed

Zoellc did the job and I'd happily use them again. The application was simple, the approval came back the same day and the money was in my account the following morning. Repayments are set up by direct debit and I've had no problems with them.

Lindsay J.
0 people found this helpful

needed to cover the nursery fees

Needed to cover nursery fees until my next pay came in. Looked at a few lenders and went with Zoellc for the clearer repayment terms. Application was done in one sitting and approval was fast. Money reached my account the next working day.

Abigail P.
1 person found this helpful

Small niggle with the statements

The application was simple enough and the approval came through the same day, which I appreciated. What stood out to me was how clearly the repayment schedule was laid out before I signed. My only complaint is that the statements in the app took a while to load on my older phone. The money arrived on time and repayments have gone out without trouble.

Jason E.
5 people found this helpful

better than the other lender

Compared three providers before going with Zoellc and they were the only one who didn't make me jump through hoops for a quote. Application took about ten minutes on my phone and I had an answer the same afternoon. Money landed in my account the next working day. Repayments come out on the date they said they would, no surprises, and the app shows exactly what's left to pay.

Emma K.
1 person found this helpful

Way easier than my bank

My bank wanted a week and a branch visit so this felt like cheating. The quote popped up in a couple of minutes and I got a yes the same day. Money was in my account by breakfast. Took a second to find where to set up the repayments but once it was done it's been smooth.

Laura E.
1 person found this helpful

the app is dead easy

The first thing I noticed was how little they ask you for, just the basics and a bank login and that was it. Got a decision really quickly and the money landed the same day. Repaying through the app is simple too, it shows you exactly what's left and when the next payment is due. Honestly didn't expect it to be this painless.

Amira C.
5 people found this helpful

Lowkey the best one i tried

Tried a couple of other apps before this and Zoellc was the easiest to sign up for. Quote came up straight away and I was approved before my lunch break. Money was in my account by the next morning. Repayments are easy to see in the app.

Rebecca Y.
1 person found this helpful

Loan for the car repair

Used Zoellc for a loan to cover a car repair that wasn't going to wait. Got the offer in a few minutes online and the money hit my account that afternoon. The total cost was lower than the overdraft I'd have been stuck with. Repayments come out on the same date every month without fuss.

Adam T.
1 person found this helpful

took a few days to hear back

Used Zoellc for a small personal loan to cover a sofa and a few bills after a tough month. Application was quick enough but I got a message asking for a payslip I'd already uploaded and it took two days to get sorted. Once that was done the money arrived fine and repayments have come out on time since. Bit annoying about the delay but I'd still go with them again.

Jack P.
12 people found this helpful

Fine for what it is

Yes it's a good deal if you need the money in a hurry. Took about fifteen minutes to apply and the funds were in my account the following day. The interest worked out cheaper than the high street options I looked at. Repayments go out automatically and I've had no trouble with them.

Wayne W.
0 people found this helpful

quick loan through the app

I'd already looked at two other lenders so I knew what to expect. Went with Zoellc because the app let me see the total repayable before committing. Signing up was straightforward and the cash arrived quicker than the others had promised. Repayments have been on time every month so far.

Sana W.
6 people found this helpful

Cheapest of the lot

Zoellc was the cheapest I could find for the amount I needed. Application was quick and the money was in my account the next working day. No hidden fees that I could see and the repayment amounts match what the quote said. Good value, I'd use them again.

Emma L.
1 person found this helpful

needed it for the boiler

I needed the money in a hurry after our boiler gave up in February, and a friend suggested I look at Zoellc. The application was a bit longer than I'd have liked, with a few more questions than I expected, but I'm not one to mind paperwork. Approval came through in a day and the funds reached my account the next morning. I did find the paperwork for the early repayment a little fiddly to track down.

Christine D.
0 people found this helpful

better than the bank

I'd applied with my bank first and got a no, so I tried Zoellc as a second option. Their online check was far quicker than the bank and gave me a clear answer in minutes. Funds arrived the next day. The repayment schedule matches what was quoted and I've had no surprises.

Bradley J.
3 people found this helpful

Compared a few before picking

Before I picked Zoellc I'd compared three other lenders and their quotes were all higher for the same term. The application was far less faff than the others, with fewer documents to upload. Approval took a few hours and the money reached my account the next morning. The app makes it easy to check the balance and I've never had a missed payment reminder that I didn't need. I'd go back to them if I needed to borrow again.

Emma S.
0 people found this helpful

app loan went through fast

Used the app to get a small loan for my car insurance renewal which was due that week. Filled it in on the bus, got a yes straight away and the money was in my account by the next morning. Repayments come out on the date they say, no faff. Only thing is the interest is a bit steep but I knew that going in so can't really complain.

Harry K.
1 person found this helpful

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About Zoellc

com. The site presents the business as an online service rather than a high street presence, and visitors are directed to its own pages for details of what is offered. Because little independent detail about the company's range or operations is widely documented, this page confines itself to what the company presents about itself.

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