Myzenoo

Compared to my bank's own loan, this was quicker and the app is way nicer to use. Just took a bit of time for the final check to clear, maybe a day longer than they said. Money came through though.

Needed a small top up to get the boiler fixed before the cold snap hit. Applied on the app late on a Sunday and had the decision by the next morning, which was better than I expected. The only thing was the ID check kept timing out so I had to redo the photos twice, but once that was sorted the money landed in my account the same afternoon.

Needed it to cover rent after a shift got cut, and I'd been putting off asking anyone. Form took ages on my phone and kept logging me out halfway. The money did arrive though, and the amount they offered was less than I asked for. Hopefully it gets better.

I had a few small credit cards building up interest and needed to bring them together into one payment. I've used lenders before so I knew the sort of rate to look for. This one was competitive and the setup was logical. Funds arrived in my account the next working day and the old balances were cleared shortly after. Repayments are straightforward.

Compared to the high street lender I'd used before, the whole thing took a fraction of the time and I didn't have to fax anything or ring anyone back. I've taken out a few personal loans over the years so I know what to look for, and the eligibility check happened upfront so there were no surprises at the end. The money landed in my account the next working day, which is exactly what I wanted from it.

The rate was the lowest of the four I looked at, and the total repayable was easy to find before I committed. The ID check took longer than I'd like, as the photo kept getting rejected until I retook it in better light. Once that was sorted the approval was quick and the money arrived the next morning. Only a small annoyance, but worth knowing before you start.

I compared a few options before picking this one, and the others either wanted more paperwork or charged a higher rate. Here the eligibility check was done in a couple of minutes and the offer was clearer than the rest. Signed the agreement on my phone and the money appeared in my account the next morning. The repayment reminders are a nice touch and I've never missed one. Simple enough that I didn't have to read a guide first.

Honestly this was sorted quicker than I thought it would be. Signed up on my phone during my lunch break, got approved before I'd finished my sandwich, and the cash hit my account that afternoon. Repayments come out on the date they said they would, which is all I want from a loan tbh. Nothing weird in the small print that I could see. Would use them again if I needed to.

Compared to my credit card this is so much cheaper for the amount I needed, no contest. Took a bit longer than I'd have liked to get the paperwork back to them though, like three days of back and forth. Once that was done the money was in my account quick. Not perfect but fine.

First time using them so I wasn't sure what to expect. What stood out most was how they asked for proof of my income and then just got on with it without making me chase anything. Approval came through the same day and the money went into my account the morning after. Easy.

The interest was lower than the overdraft I'd been using, which is what sold it for me. Applied online, nothing hidden in the fees that I could see, and the money went straight into my account. I'd rather pay a clear figure than have it creep up.

Verdict first: good value if you need a short loan. I checked the total cost against two other lenders and this came out cheaper over the term. The statement shows exactly what you're paying each month, which I liked. Money landed the next day. Paid off early once with no charge, which I wasn't expecting.

I took out a small personal loan to cover a car repair that came up unexpectedly. The application was straightforward, though I did have to upload my bank statements twice because the first attempt didn't go through. Once that was sorted the money arrived promptly. I'd have liked a phone number I could ring rather than only a message form, but the service itself was perfectly sound.

We needed a bit of help putting together the deposit on our first flat and our savings were about two thousand short. I was nervous about borrowing, honestly, so I read through everything twice. The eligibility check told me straight away what I could borrow, and the repayment schedule was laid out clearly. The funds came through in time for the solicitor, which was the whole point.

Best of the three lenders I tried, and the reason is simple: the total repayable was lower and the process was less fiddly. I liked that the offer showed me the monthly figure before I committed to anything. Money arrived the next working day, and the repayments are set up automatically so there's nothing to remember. Good experience all round.

Took out a loan to cover a bill and the process itself was fine. Problem was when I messaged them with a question about an early payment, it took almost four days to get a reply. Money was sorted and the rate was alright. Just a bit annoying when you want an answer quickly.

Really quick to sort, done on my phone in about ten minutes. Got the money the same afternoon and the repayments have gone out on time every month. Would take them again, nothing to complain about.

I've been with this lender for years now, and I used them again to fund a second hand car. The application was the same process I'm used to and the decision came back promptly. The money arrived the day before I went to collect the car, which was a relief. Repayments have been on schedule every month.

The app is so easy, I did the whole thing on the bus. Money was in my account before I got home lol. Would use again if I need it.

We needed some money to help with the cost of my granddaughter's wedding and I didn't want to dip into savings. The form was simple enough and they gave me a clear answer quickly. Money arrived well before the big day, and the monthly payments are easy to keep on top of.