Zabble

Honestly quite a smooth process, the application took maybe fifteen minutes and I got approved the same day. Only thing is the app crashed once when I tried to upload my payslip, so I had to email it in instead. Otherwise sorted.

Good choice if you already understand how loans work and just want the numbers laid out clearly. The total repayable is shown before you commit, which is what I wanted. Nothing hidden in the small print that I could find.

I compared four or five lenders before going with these and the upfront fee was the first thing that caught my eye, it's a bit more than one of the others. The application was clear and the money arrived as promised. The repayment dates are set on the day you sign so no changing them later, which is fine but worth knowing.

I looked at three different lenders before picking these and the rate on their quote tool was lower than the others by a fair bit. The approval page showed the exact repayment dates, which I liked, and my money came through the next working day. Nothing to complain about.

Compared to my overdraft charges these are much easier to understand, I always knew exactly what I owed each month and there were no sneaky fees. Applied on the app late one night, got approved by morning and the money landed a few hours later. My mum thinks it's dodgy but it's been fine so far.

Way easier than the credit card I was using before, I got a yes in like ten minutes and didn't have to ring anyone. The money landed in my account the next morning which was fine. Only thing was the app kept logging me out when I tried to check my balance so I had to log back in each time, and the first payment reminder came through late. Not a dealbreaker but a bit annoying tbh.

Needed it to cover rent after my hours got cut, and the approval came through quicker than I expected. The money was in my account before the end of the day. Got through the whole thing on the bus.

Used them to cover a car repair bill last month and it was honestly sorted in a day. Money hit my account before the garage even finished the job. Cheers to whoever built the app.

I used this to pay for a family trip to Scotland after the car needed work, and it covered the whole thing. The application asked a lot of questions about my income and outgoings, which felt thorough, though it did take a few extra days to clear some paperwork. Once approved the money arrived quickly and the repayment schedule is laid out clearly in the app.

Used it to split the cost of a new sofa from a furniture shop and the checkout on their side took a couple of goes because the link kept timing out on my phone. Once it went through, the approval was instant and the first payment isn't due for a month. The app shows everything clearly and I've had no problems since.

Needed it quickly for a dental bill I hadn't planned for and the application was straightforward on my phone. The approval took a bit longer than I'd hoped because they wanted a second look at my bank statements, but the money arrived the next working day. The repayment amount is manageable and I got a clear breakdown before I agreed.

Compared to the other buy now pay later options I've used this is way easier to manage, the repayment reminders come through on the app a few days before each payment. I missed a payment once when my card had expired and they let me update the details without any drama. Signing up was quick too.

Needed to sort a bill out fast between meetings and did the whole thing on my phone while waiting for the kettle. The form asked a couple of questions I had to dig out my payslip for, which slowed me down a bit. Once I'd uploaded it the decision came back within the hour and the money was in my account by the afternoon. Repayments come out on the day they said they would. Would use again.

Compared to going through my high street bank this was miles quicker, I had a decision in the time it took to make a cup of tea. Checked the terms on my phone, signed with my thumb and the money turned up the next morning. The repayment history on the app is handy for keeping track.

Easiest sign up I've done for a loan, took about ten minutes on my phone during my lunch break. Approval came through the same afternoon and the money was in my account by the next day. Would use again.

Went with these because the total cost was clearly shown up front and it was cheaper than the credit card option I'd been looking at. Got my money in a day and the monthly payment fits my budget comfortably.

I've been using Zabble for about six years now, mostly for small bits of borrowing when money's tight, and the thing that still stands out is the way the account page shows exactly what's left to pay without me having to ring anyone. Never had a bad experience with them and the staff who do answer are pleasant.

My boiler packed up in January so I needed the money quickly and didn't want to pay for a credit card advance. The repayment schedule was clear, I could see exactly how much I'd pay each month and the total cost before I agreed to anything. The monthly amount is fair for what I borrowed and there were no surprise charges along the way.

I needed the money for a rental deposit at short notice and I already know a fair bit about loans from my job, so I checked the total repayable before applying. The figures matched what I was shown at the start, no hidden extras. The money was in my account the next working day.

Used it to spread the cost of a new phone and the price was about what I'd pay elsewhere, which is fair. The approval was quick and the money went to the shop the same afternoon. Repayments come out on the right date so no complaints.