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95%Would buy again

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This score is based on 20 real reviews

Reviews (20)

The same loan process every time

I took out my first loan with them in the spring and have used them twice since, each time the online form is the same as before and I know exactly what to expect. The money arrives in my account the same day and the repayments are taken on the date shown. Really dependable for a short term borrow.

Pauline M.
1 person found this helpful

The loan paid for our wedding deposit

We needed a bit extra for the venue deposit and wanted something with no surprises. The online form asked for the details I had to hand and the offer came through during my lunch break. The funds were in our account the following day and the monthly payments match what I was shown.

Charlotte H.
0 people found this helpful

easy to deal with and the rate was fair

Yarlap is a good option if you need a short term loan and want it sorted without a long wait. I've used a few lenders over the years and the application was the simplest of them, with clear wording about fees. The approval came through within the hour and everything after that ran as described.

Rachel K.
0 people found this helpful

Good service but the paperwork took a while

I've used this lender a few times over the years and the decision is usually fast. This time the checks took longer than I expected and I had to send over some payslips twice. Once it was sorted the money arrived fine and the repayments have been smooth since.

Sarah B.
1 person found this helpful

Quick loan and the money landed same day

Honestly the bit that blew me away was the money hit my account the same afternoon, didn't expect that at all. Applied on my phone during lunch, took like ten minutes, then a quick check and they approved it. Repayments come out on the date they said so no faff there either, tbh pretty painless.

Jack W.
1 person found this helpful

Clear and quick, as usual

The best thing about this lender is how clearly they show the repayment figures before you sign. I've been a regular customer for years and it's never changed much. Money lands in my account quickly and the monthly payments go out smoothly.

Steven W.
0 people found this helpful

small niggle with the first payment date

I've been borrowing from this company for about four years and the process is usually very quick. On my last loan the first repayment was taken a few days earlier than I'd been told, which caught me out, so I had to check the balance. Money came through fine and the rest of the schedule has been as described, just a bit annoying.

Gary P.
0 people found this helpful

Needed money for a flat move

I needed a short loan to cover the deposit on a new flat, so I looked at a few lenders first. This one was a bit pricier than one of the others I checked, but the application was quicker and I liked not having to call anyone. Repayments come out as promised.

Adam W.
0 people found this helpful

still the easiest option I have found

Compared with the high street lenders I used years back, this is a much simpler process from start to finish. I have borrowed from them a few times now and the application is always the same easy form. Funds arrive quickly and the repayment schedule is clear from the start.

Neil L.
2 people found this helpful

needed cash fast for a van repair

Had to get my van fixed for work and needed the money quick. Filled the form in on my phone while waiting for a bus, the questions were pretty simple. Approval took a bit longer than I hoped, around an afternoon, but the money came through and the payments are fine so far.

Jacob D.
2 people found this helpful

Needed cash for a boiler

Our boiler packed in in January and we needed the money for the replacement before the cold really set in. Applied on the site on a Tuesday evening, got a decision the next morning and the funds were in our account by lunchtime. Repayments are the same amount every month, which makes budgeting easy. Nothing hidden in the small print that I could see.

Aaron A.
3 people found this helpful

Better than my old bank overdraft

Compared to my bank overdraft this is far cheaper for a lump sum I need to clear in a few months. I've been borrowing this way for a few years now and it's always been straightforward. Application takes minutes and the funds come through without any fuss.

Emily J.
3 people found this helpful

Sorted my phone bill out

Loved that the whole thing was done on my phone in like five minutes. Got the money the next day and it's been easy to pay back. Would use again if I'm stuck.

Bradley K.
0 people found this helpful

Quicker than the bank for a loan

Compared to going through my bank this was far quicker, the bank wanted a branch visit and paperwork. I work in finance so I know my way round loan terms and this one is clearly laid out. The application took minutes and the money was in my account the next working day.

Charlotte C.
0 people found this helpful

cheapest way to cover a gap

The rate they quoted was lower than my overdraft by a fair bit, which is what got me to apply in the first place. Used it to cover a tax bill I'd forgotten about and paid it off in four monthly chunks. Repayment amounts were on screen before I signed so no nasty surprises at the end. Money came through the next working day, nothing to chase.

Nicola N.
5 people found this helpful

Took out a small loan for the car repair

Needed £800 to get the car through its MOT after the garage quoted me far more. Took the loan over the site, the total repayment was lower than I'd expected once I'd compared it. Money arrived quickly and the monthly payments have been exactly what it said.

Stuart W.
8 people found this helpful

decent but the approval wait was long

Not the worst lender I have used but it was slower than I expected. The approval took most of a day and I had to chase them once. Money did arrive the next morning and the payments have been fine so far.

Emeka L.
1 person found this helpful

Needed a loan for my first car

I needed a loan for my first car and had no idea how the process worked, so this was a relief. The site walked me through each step and I never felt lost. The approval came through quickly and the money reached the seller's account the same week, so we could sort the car straight away.

Millie S.
1 person found this helpful

Reliable every time I've used it

This is a loan service that does what it says and I've been a customer for a good few years now. Applications are straightforward and the decision comes back quickly, usually before the kettle has boiled. The money arrives in my bank the same day and repayments are taken without any issue, which is all I want from a lender.

Graham S.
2 people found this helpful

Better rate than my credit card

Compared with my credit card, this loan came out much cheaper for the amount I needed to clear. This was my first time borrowing from them so I wasn't sure what to expect. The application was easy to follow and the money came through within a day.

Samantha L.
6 people found this helpful

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About Yarlap

Yarlap is a UK-based online service that provides a platform for consumers to share and read reviews of businesses and products. The site is built around collecting first-hand accounts from customers and presenting them in a clear, searchable format. Users can browse reviews by company or category and write their own feedback on experiences with the businesses they have used.

Yarlap operates online, so reviews and company information are available to visitors without the need to visit a physical location. The service is aimed at everyday consumers who want to see what others have experienced before deciding where to spend their money.

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