Welzo

Set against the credit card I'd been using for a home project this was far cheaper to repay each month. I looked at three other lenders first and this one gave me the clearest answer. Got approved the same day and the money came through the next morning. Repayments have been on time with no trouble.

Compared with the overdraft my bank was offering this worked out much cheaper for the amount I needed. The application was simple and the decision was prompt. A couple of days after taking the loan I got a nice reminder email about the first payment, which I appreciated.

The decision came through in about ten minutes which honestly I didn't expect at that time of night. I'd been dreading the whole process because every other lender I'd looked at wanted paperwork for days. Here I just uploaded my payslips and answered a few questions and that was it. The money landed in my account the next morning too, so no complaints from me at all.

Looked at three or four lenders before going with this one and it was the clearest about what I'd actually pay back. The application was quick and the approval came back the same day. The rate sat in the middle of the pack, a little above one of the others but the speed made up for it.

Good option if you need a small amount for a few months and want it sorted without phoning anyone. I've used a couple of lenders before and this one was the easiest to apply for, the form saves as you go which is handy. The rate is a bit higher than the big banks but you're paying for the speed, and I didn't feel pushed into anything. Repayments come out on the day I picked.

Had a look at a few comparison sites before picking this one and they came out ahead on speed. Application took under twenty minutes and I had an answer the same afternoon. The money landed the next working day, so it did what it said.

Use this if you want a loan that's quick and clear about the cost. Did mine for a holiday deposit on my phone during lunch. Approved within the hour, cash by teatime. Repaying it through the app is easy.

I've been with this lender a few years now and the loan itself was fine. The money arrived on time and the repayments have been smooth. My only gripe is that when I rang about changing a payment date it took three days for anyone to come back to me by email. Not the end of the world but I expected quicker.

Took out a loan to cover a garage bill when my car failed its MOT. The application took about fifteen minutes on my phone and the funds were in my current account by the afternoon. Repayments have gone out exactly when they should.

Previously I'd been paying a card rate on a balance for years, so switching the lot to a fixed loan was a big improvement. Compared with the card provider the monthly figure is lower and I know exactly when it ends. The sign up was simple and a person rang to check a couple of details which I liked. Money went to the card company the next day.

I used to go through my bank for a personal loan and always felt like I was waiting weeks for an answer. Compared with that this was much quicker, I had a decision the same day and the money went straight into my account. The paperwork was less of a chore too, I just uploaded a couple of bank statements. I still check the repayment dates every month but there's been no trouble so far.

Needed money for rent before payday and this came through quick. Filled it in on my phone during a break at work, got approved that evening. Money in the next morning.

What I liked most was seeing the total repayable before I committed to anything. No hidden surprises when I came to pay it off. I borrowed a modest amount to clear a credit card balance and the monthly sum was lower than what I'd been paying on the card. It did what I needed for a sensible price.

The app is the bit I'd point to first. You can see the balance, the next payment date and an early repayment figure without digging about. Took out a small loan for a new fridge and the whole thing from start to finish was done inside a week. Repaying it has been painless so far.

The repayment calculator is what sold me, you can play with the amount and term until it feels right. Used it on my phone on the bus and then applied the same way. Approved and paid in one day, no faff.

Got a short loan through the site to cover my phone bill and a late fee. Filled the form in on my lunch break and the money was in my account before I'd finished my sandwich. Easy, would use again if I'm stuck.

I wanted to pay for a retraining course without draining my savings. The application asked a few sensible questions about my income and it was approved within the hour. Everything since has been straightforward.

Our boiler packed in over the winter and we needed the money fast to get it replaced. Applied on the site one evening, got a yes the same night. Simple enough.

I needed money to cover a car insurance excess after a bump in the car park, so I looked at a few lenders before picking this one. The total repayable was shown clearly before I signed, which the others weren't. Approval took a bit longer than I'd like, but the repayments have been easy to track in the app.

I applied on a Friday afternoon and was told the money would be with me within an hour of approval. It turned up almost two days later, which meant I had to ask my landlord for an extension. When I got through to someone on the phone they were polite but couldn't tell me where it had got stuck. The loan itself is fine but I'd be wary about needing it in a hurry.