Tumult

the app showed me exactly what I'd pay each month before I agreed to anything which was nice. got approved in like ten minutes and the money was in my account the next morning. paying it back through the app is dead simple too. only thing i'd say is the sign in took me a couple of tries but that's about it honestly

Going fixed was the right call here given how rates have been moving, and the rate I got is competitive for a loan of this size. Repayments are the same every month which makes budgeting far easier. Nothing hidden in the small print that I could find.

Honestly the easiest loan I've ever got, done it all from the sofa. Money was in my account by the next morning and the monthly payments come out without me having to remember anything. Good stuff.

What struck me most was the repayment calculator on the site, which told me exactly what I'd be paying each month before I committed to anything. The figures matched my statement to the penny once the loan started. Took a bit of getting used to the online account but it does the job.

Took a personal loan through the app, ok so far. Got declined on the first go for no clear reason and had to ring them. The second try went through but the money took two days to show up. Not great when you're waiting on rent.

I needed to pull four credit card balances into one payment before the interest ate me alive. The consolidation loan did exactly that and the money went straight to the cards. One small thing, the welcome email was buried in spam for a week.

I went for the personal loan mainly because the monthly figure fit what I could afford and the total repaid was lower than the other offers I had. The application asked for my employer and salary and the decision came back in a few minutes. Funds went into my current account the next morning, no fee for the transfer.

Fixed rate, no early repayment fee, and the APR on my loan came in lower than what the big banks were quoting me. I've taken out three of these now and the process hasn't changed, you upload payslips, get a decision the same day and the money lands the next working day. If you're comparing lenders for a debt consolidation loan, check these first.

I'd never borrowed money before so I needed something to cover a deposit on a flat share and a clear explanation of the terms. They walked me through it step by step on the site and the agreement was easy to read. Money landed in my account quicker than I expected.

Compared to the payday place I used before this was miles better, no ridiculous fees and I got approved in like twenty minutes. Paid it off early and didn't get charged anything for it. Cheers, will use again.

Compared with the comparison sites I usually check, the total cost of borrowing came out a bit lower here for the same amount over the same term. Application was simple and the decision came back the same afternoon. The late payment fee is steeper than I'd like if you slip up, so set a reminder.

Best value of the lenders I looked at, and the total repaid was the lowest by a fair margin. No arrangement fee, and early repayment didn't cost anything when I cleared it a few months ahead. The fixed rate means I know what goes out each month. You do need decent credit to get the best rate, so it's worth checking first. For what I needed it was a sensible choice.

Needed to cover a dental bill that landed out of nowhere, so I applied on my phone on the bus. The form was quick and the decision came back in minutes. The money was in my account the next morning, though the app took ages to load the repayment schedule for me to screenshot.

Compared with my old bank overdraft this was a lot easier to sort out and the rate is lower too. I've been with them about six years now and the loan I took last spring went through in under two days, money in the account the next morning. Customer support can take a while to pick up the phone on a Monday though, so I usually just use the app and chat.

The money hit my account the same afternoon I got the approval email. Been with them a good while and it's always the same, no fuss. Repayments come out on the date I picked.

My car failed its MOT and the garage wanted paying the same week, so I needed a small loan quickly. The application took about ten minutes on my phone and the money arrived before the garage closed. Only niggle is the app kept logging me out during the ID check.

Compared with the credit union I used for my last loan, the application here was far quicker and I didn't have to queue at a branch. The rate came out a little lower too, and I could see the full schedule before accepting. The repayments have gone out on time every month so far. I'd say it's the first lender I've used where the paperwork matched what I was told.