Strike

We needed to cover an unexpected car repair and this was the quickest route for us. The application took a bit of back and forth with documents, but once approved the money reached the garage within two days. Repayments have been steady and the customer service team answered every email I sent.

The app shows you exactly when your next payment is due, which is lovely. Only thing is the login kept logging me out, but it's sorted now. Good for paying bits off.

The early payoff button in the app is the thing I used most, it works out the exact amount with the interest so far and takes it straight from my card. Got my first loan through them last year and it was just as smooth this time. Sign up took about five minutes.

Honestly this isn't as cheap as the bank loan I looked at first, so the comparison didn't quite go their way. The application was easy and I had an answer in about twenty minutes, which was a nice surprise. Had to wait a few days for the money to actually come through though, and I was chasing the support team for an update.

I needed to spread the cost of a new washing machine after my old one packed in suddenly. Applied on the site, got a decision the same afternoon, and the shop had it delivered the following week. The monthly payments are easy to keep track of and the customer team picked up the phone straight away when I had a question.

I have used a number of credit providers over the years and I can say that this one is clear about its terms from the outset. The approval came through the same day I applied, and the funds were credited to my account the following morning. My monthly payments have been collected without any difficulty, and I have found the statements easy to follow.

Our boiler packed in over the winter and we needed the money fast to get it replaced. Applied in the evening and had a decision by morning, which was what we needed. The rate is a little higher than I'd like but it was still the best option I could find, and the payments are easy to set up around our wages.

I took out a sofa finance agreement through them, the third one I've done with this company. Every time the process has been the same, a quick online form, a call to confirm details, then the money going straight to the shop. Repayments have never once been late on my side because the reminders come a few days before.

The interest works out fair for a loan this size, and I checked a couple of comparison sites before going ahead. The application was simple and the approval came through in under an hour. Payments go out on the same date each month without any fuss, though the paperwork at the start asked for more documents than I expected.

Compared with the high street shop's own finance, this worked out cheaper once I had the total in front of me. The application was simple, the decision came quickly, and the money reached the shop within a day. Repayments have been easy to manage so far.

Compared with the bank loan I took out a few years ago, this came out cheaper once I'd added up the fees. The application took about ten minutes and the money landed in my account the next working day. Repayments come out on the date I picked, which is all I really wanted from it.

I ended up buying a sofa through their finance after comparing two other options first. The thing that really counted for me was that the delivery date they gave was the one that actually happened, the shop rang the morning of and everything went smoothly. Monthly payments have come out exactly as agreed.

I've taken out a few credit agreements over the years and this one is clear about the interest from the start. The early payoff option in the app worked out the exact figure with interest to date, and it came straight off the card. No calls needed.

I got a sofa on credit through them and the thing I used most was the monthly statement they send, it lays out the balance, interest paid so far and the date of the next payment in plain English. The sign-up was quick and the delivery was handled by the shop. I've found it easy to keep on top of, and the price was clear from the start with no nasty surprises.

Typing this on the bus so forgive typos. Signing up took me three tries because the ID upload kept timing out on my phone. Once I got through it the approval came back the same afternoon and payment went out to the shop fine. Nothing else to moan about, just the upload bit was annoying.

Pretty quick to get approved and the money landed the next day. Fees were a bit higher than I'd hoped though, and the app is fiddly to find stuff in. Would be fine for a one-off.

Compared to the store card I had before, this is miles easier, no faff with the pin codes or the card getting declined at the till. Signed up on my phone in a few minutes and the money hit my account by the afternoon. Payments come out the same day every month and I've not missed one yet.

Compared a bank loan and a high street store finance deal first, and this came out cheapest once I'd added everything up. Application took about ten minutes and the money came through fast.

Having taken out finance agreements before, I was glad to find this process straightforward and prompt. My application was assessed and approved within a short time, and the arrangement was set up in a clear manner. The statements arrive regularly, the payment dates are reliable, and I have had no difficulties with the account over the period in question.