Squirrly

Compared to the bank app I was using before this was miles quicker, I applied on a Sunday night and had an answer by the morning. Money hit my account the same afternoon, no faff. Repayments come out on the date they say they will, which is more than I can say for my last one lol. Would use again.

Been with them a good while now and they have never let me down. The money for my car repair came through the same day I applied. Repayments come out exactly when they should. Easy.

Compared with my bank this was a far less bother for a small loan. The form asked sensible questions and did not drag on, which I appreciated. The only small matter was the confirmation email arriving in my spam folder. Otherwise a pleasant experience.

I have taken out three loans with them over the years and they still keep it simple. The last one was for a new washing machine, and the money arrived quicker than my bank transfers ever do. The renewal process is a little clunky, mind, you have to log in twice. Otherwise no complaints.

Checked three lenders before picking these and they came out cheapest for a small amount over six months. Money landed quickly after approval. Repayments come out on the right day every month.

Used them to get a loan for my car repair bill, it was about 800 quid. Approval was quick and the money landed the next working day. Only thing was the customer chat took a while to answer when I had a question about my payment date. Still sorted though, would go again.

Used them to borrow for a new sofa. I compared a few lenders first and this was the clearest about the total cost. The whole thing was online and took about twenty minutes. Money went in quickly.

What stands out to me is that the repayment reminders still arrive by text a few days before each payment, same as they did when I first signed up years ago. I've borrowed from them a few times now and the process hasn't changed much, which I like. Applying is quick, I can do it from the sofa, and the money comes through the same day. It's just reliable.

I needed a loan to help pay for a family wedding and this was the quickest option I could find. The application took a few days longer than I expected because they wanted a second proof of address. Once that was done the money came through fine. A bit slower than I would like, but I got there.

Compared with going into the bank this was so much quicker. Filled it in on the train and had a decision before I got home. Good to have the repayment schedule on screen.

This is good value for the money you borrow. The rate was lower than what my bank offered me, and the cost was spelled out before I committed. Applied online and funds arrived the next day. Would use them again.

I have to say the approval itself was quick enough, but I'm afraid the document checks took the best part of a week. They asked me to upload my bank statements twice because the first copies were not clear enough, and nobody replied to my email for three days. Once it was sorted the money arrived promptly and the repayment schedule was clear. I'd expected a smoother process, honestly.

I needed the cash fast to get my car through its MOT and a new exhaust. The application was on my phone and I had the decision within the hour. The price was fair for a short loan, though a few pounds more than the cheapest I found. Money came in the next day and the repayment plan is clear.

This is good value if you need a small amount for a few months. The interest works out cheaper than the overdraft I had been using, and I could see exactly what I would repay before agreeing. The application took about ten minutes online. Nothing to dislike really, it did what I needed.

I needed the money to cover a dental bill that had come as a surprise. Their website was easy enough to use, though I did have to ring them once to check a figure. The loan itself was approved sensibly and the funds came through promptly. I would consider them again.

Needed it for an emergency boiler replacement. Applied on my phone during my lunch break. Money came through a bit later than they said, but it still arrived in time for the engineer.

Compared to my credit card this was much cheaper for borrowing the same amount. I looked at a few apps before picking them. Repayments are straightforward and the app shows you what is left to pay.

I know this market well and the rate here is competitive for a short loan. The early repayment terms are clear, though the late payment fee is steep if you miss a date. The funds arrived the next working day. I would rather they flagged that fee more clearly at the start.