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Sleeptest

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Reviews (19)

quick and easy

Got the loan on my phone during my lunch break, took about ten mins. Money hit my account next day which was spot on. Only thing is the app kept logging me out when I tried to check my balance, but it's fine once you're in.

James J.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

tried a few before this

I'd already looked at two other online lenders and a credit union before I went with this one. The form took less time than the others and the decision came back the same afternoon. The money was in my account the morning after, and the repayment dates are easy to keep track of in the app.

John B.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

beats the high street lenders

Compared to the high street lenders I looked at, the monthly figure was noticeably lower here and the terms were clearer. I'd tried two others before this and both wanted a branch visit. This one was entirely online and the decision came back the same day. Repaying through the app is simple, and I've had no trouble at all in the year since.

Jade D.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Got my loan in a day

I used the online form to get a small loan to cover a deposit on a flat. It took about ten minutes to fill in and I got the approval email before my lunch break finished. The money went into my bank account the next morning, which was faster than I expected. The app makes it easy to see what I owe and when, and so far I've had no problems with it at all.

Reece M.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Needed quick cash for the car

My car needed a new clutch and the garage wanted paying the same day, so I needed the money fast. The application was simple and the funds reached me before lunch. Only small gripe is the app is a bit clunky to find the repayment schedule.

Charlotte B.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Way easier than the bank

Compared to asking my bank for an overdraft increase, this was much easier. Checked everything on my phone during the commute and the decision came back in minutes. The money turned up the next day and the payment dates have been spot on since.

Natalie H.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

first loan with them

Took out a small personal loan with them last month and it was all done online in one sitting. The application took maybe fifteen minutes but the approval email came back the next morning, which was fine. Money landed in my account two working days later. The only thing that put me off a bit was how many questions the form asked about my outgoings.

Thomas P.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.4 people found this helpful

Needed to tidy up debts

I needed to bring a few small debts together so I could see what I was paying each month. After comparing a handful of options, this one had the clearest terms. The application was fine and the money arrived promptly. Happy with it so far.

Natalie D.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Better than the bank

Compared with the overdraft my bank offered, this loan turned out to be considerably cheaper over the term I needed. The application was made entirely online and I found it perfectly easy to follow. The funds were paid in quickly and the account has been well managed since. I have no complaints.

Craig W.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Better than my old bank

Compared with the bank I used before, this was miles quicker to set up and the rate was actually lower for the amount I wanted. Repayments come out on the right date every month and the app shows exactly what's left. I've been with them three years now and haven't had a single issue, so I'd happily go back to them for the next one.

Emily N.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

Good value for the money

This was the best value I found for a loan of this size, and the monthly payments are set at a sensible level. The application took about fifteen minutes and approval came back the same day. The money went into my account the next working day with no delays. Repayments have gone out on time every month, and I have had no reason to contact them.

Gary P.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.4 people found this helpful

Needed help with a bill

I needed to consolidate a few bills that had got rather out of hand, and this seemed the most sensible route. The application was lengthy but the staff on the phone were patient with me. The money arrived as promised, though it took a fortnight longer than I'd been led to expect to clear my old accounts. It is a fair service, just not as swift as I'd hoped.

Karen D.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

needed it for a wedding

I needed the money to pay for a wedding outfit and some travel for family, and time was tight. I compared a few lenders before settling on this one, mainly because the monthly amount was easy to fit in. The form was straightforward and approval came quickly. The money reached my account before the deadline I had.

Amanda C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

A loan for the car

I took out a small loan to replace my car's gearbox, and I'm pleased to say the whole process went smoothly. The application was clear and I was able to complete it without needing to telephone anyone. The funds were in my account within two working days. Repayments are collected on the date I chose, which suits me very well.

Brenda C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

been using them for years

Been borrowing from them on and off for years now. The renewal was a bit slow to come through this time, a couple of days longer than before. Otherwise the same as always.

Gillian O.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.5 people found this helpful

Fast and no fuss

Honestly the whole thing was done in like twenty minutes on my phone while waiting for the bus. Approval was instant and the cash was in my account by the next morning. Repaying through the app is dead easy and I've never missed a payment. Would sort it again if I needed to.

Connor J.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Cheapest i could find for the amount

The interest rate was the lowest of the three I compared, and the monthly payment works out well for what I needed. Application took about ten minutes online and the money was in my account the next working day. I only borrowed a smallish amount so I wasn't expecting much, but it's been straightforward to manage since.

Sam O.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Really pleased with them

I'd never borrowed money before so I was nervous about the whole thing, but the site walked me through each step and the eligibility check was quick. Got a decision within minutes and the funds landed in my account by the afternoon. The repayment schedule is laid out clearly in the app, which helped a lot since I was worried about missing something.

Fatima S.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

great rate for the money

Checked a few lenders before settling on this one and the total cost came out lower than the rest. Signing up took a few minutes and the payments are spread over a term that suits my budget. Nothing hidden in the small print that I could find, so no nasty surprises.

Amira T.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

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