Skystra

I needed the money to cover a rental deposit and a month's rent before we could move in. The rate was reasonable compared with other options I'd found, and the payment plan fitted around my wages. Applying was quick and the funds reached my account the next morning.

Compared to my bank overdraft, this loan worked out far cheaper for what I needed, which was about the cost of a new washing machine. I had been paying a lot in fees on the overdraft every month. The application was straightforward and I got a clear quote before I committed to anything. The money came through quickly and I've been paying it back on schedule with no surprises.

Never taken out a loan before so I was nervous about the whole thing. The site walked me through each step and told me exactly what I was agreeing to before I pressed anything. I got a decision the same afternoon and the money landed the next working day. The payment reminder emails were helpful too, nothing sneaky in the small print that I could see.

Compared to putting it on my credit card, this was so much cheaper, the card would have charged way more interest. Applied on my phone at lunchtime and got approved before I'd finished my sandwich lol. Money landed in my account that evening and the repayments are set up on my payday, so it's easy.

These are the best of the lenders I compared, and I looked at four before settling on them. The rate was a little lower than the others once I'd run the figures. Signing up took about ten minutes on my phone and the decision came back straight away.

I was approved for the loan in the morning after sending in my bank statements the day before, which I thought was quick. The money reached my account by the afternoon, and I was grateful for that when the boiler packed up. I found the terms clearly laid out before I accepted, and I'd be happy to use them again.

Compared to the loan I took out with my old building society, this one costs a bit more in interest over the term, though the approval was quicker. The money arrived the next day which was helpful. Repayments go out on the first of the month and the statements are easy to download when I need them for my records.

Needed a short term loan to cover a car repair that couldn't wait, and most lenders I looked at wanted a week or more. These got back to me within the hour with a decision and the funds came through the same day. Repayment dates are shown clearly in the app.

I've taken out three loans with them over the years, the most recent to help pay for a new boiler last winter. Each time the application has been the same and I know roughly what to expect. The money arrived in my bank the next working day and the repayments come out without any fuss. Customer support has always answered when I've called with a question about the balance.

I had looked at three other lenders before choosing this one, mainly because the eligibility check didn't leave a mark on my credit file. The offer was clear and I could see the total repayable before accepting. The money came through in a day and the first repayment went out exactly when they said it would.

I'd used a similar loan before, so I knew what to expect from the application and the checks. This time I needed the money to replace a broken fridge freezer that was going to ruin the food. The application took around twenty minutes and I had an offer back by the afternoon. The funds were in my account before the end of the next working day.

Compared with the payday place my mate used, this was way cheaper per month and the repayments are smaller. Applied last Friday night and had the money Monday morning. Dead easy in the app and you can see the balance without having to ring anyone.

Good value for what you get, and I'd say it's the cheapest way to borrow a few hundred quid for a short while if your credit is decent. The sign up page is clear and you know the total you'll pay before you commit. My money arrived the next morning and the repayments have gone out on time every month so far. I've got no complaints and the monthly cost fits my budget without any stress.

Needed a loan to cover a van repair for my delivery work, and I was asked for a lot of paperwork during the application, including proof of address from three months back. It dragged on for almost a week while they waited for my documents to come through. Once approved the money went into my account the next day. The interest is on the higher side compared with what I'd seen elsewhere, but the repayment plan works for me.

The loan came in at a lower monthly figure than the other two I looked at, and that was the main reason I went with them. Sign up took about ten minutes and I didn't have to send in any paperwork beyond my ID and a bank statement. Repayments come out on the same day each month, no extra charges for paying early. Happy with it for the price.

Honestly the app is the best bit, I did the whole thing from my bed on a Sunday. Got the money in my account the next morning, no calls, no faff. Would use again if I needed to.

I was pleased to find the terms were set out plainly before I agreed to anything, which is more than I can say for some of the places I've dealt with. The loan itself was approved after I sent through my recent payslips and bank statements. Once it was approved the money was paid into my account within a day. Repayments are taken on the date I chose, and I've had no problems so far.

I needed a loan to bridge the gap while I changed jobs, and I'd used this lender once before for a smaller amount. The application asked for my new contract details, which weren't finished yet, so I had to wait nearly two weeks for the approval to come through. Once it did the money arrived promptly and the repayments have been fine since. The waiting was the frustrating bit, not the lender itself.

Got the money in my account the day after I was approved, which was good. Customer service took a few days to reply when I emailed about changing my payment date, though. I'd have liked a quicker answer on that one.