Shifted

Took out a small loan to cover a car MOT and repair bill. Applied on my phone during my lunch break, got a decision before I'd finished my sandwich. Money hit my account next morning, which was good. Only thing that annoyed me was the app kept logging me out when I tried to check the repayment date, so I had to log back in twice. Otherwise fine.

Took a loan out to replace a washing machine and this was cheaper than the store finance deal I was offered. The paperwork was easy to fill in on my laptop. The one annoying bit was the bank account check, which took a day longer than they said it would. Otherwise sorted.

Needed to cover a dental bill and this was the cheapest I could find for a small amount over a short term. The total repayment was clear from the start, which I liked. The only niggle is the setup took a while as I had to re-upload a payslip that had blurred. Money arrived fine, though.

This is exactly what I needed to cover a family emergency at short notice. The loan went through in a single afternoon and the cash was in my account before the end of the next day. Repayments are clear and the app lets me see exactly what is left. No complaints.

Best of the three I looked at, and I looked at a fair few before settling on this. The total cost was lower and the process was less fiddly. Applied at night and had an answer by morning. The money came through quickly and the repayments are set up neatly in the app.

Compared with the credit union I usually bank with, this was a bit more expensive on the rate, but the speed won it for me. I got approved in under an hour and the cash landed the same day, which the credit union couldn't do. Repayments are monthly and the app sends a reminder a few days before. For a loan I needed quickly I'd happily go this route again, and I'd still check the rate first next time.

Pretty happy with it honestly. Got the loan for a new laptop and the money came through quick, like the next day. Only thing is the customer chat took a while to reply when I had a question about the payment date, but it got sorted. Would be a five if the chat was quicker.

the app is honestly really clean, like you can see every payment and when it's due. Got my loan sorted quickly but the bit where they wanted a selfie and a bank statement upload took forever cos it kept timing out on my phone. Money came through fine in the end.

Our boiler packed in on a Friday and we needed the money for the engineer by Monday. Applied through the site on my lunch break and the money was in the account by Monday morning. Simple, no fuss, no phone calls.

Sound and straightforward, and I'd use them again if I needed to borrow. I had a small loan to cover a car repair and the whole thing from application to money arriving took two days. Repayments are set up by direct debit and I haven't had to think about them. The only thing I'd flag is the interest rate, which is higher than a credit union would charge, but I went in knowing that.

Used the consolidation loan to pull three credit cards into one payment. The rate was lower than what I was paying across the cards, and the money went straight to the creditors which saved me doing it myself. Getting the payoff figures from each card provider was the only bit that took effort. Monthly payment is the same each month and easy to track in the app.

Compared with my high street bank, this was quicker and the online form was less of a pain. The bank wanted me in a branch which I didn't have time for. The rate is a touch higher than the bank would have offered if I'd got through their process, but the money arrived in a day and that's the bit that mattered to me.

First time borrowing from them and the first thing I noticed was how clear the total repayment figure was before I agreed. The form took a bit of time to fill in because it kept timing out on my laptop, so I had to start again once. Once approved the money came through fast. The app shows what I owe and when, which is useful.

needed it for my car insurance bill which was due, and they were quick. The form was easy enough and the money came through the next day. The rate isn't the lowest out there but it was fine for what I needed. Not sure I'd go again unless I was in a rush.

Compared to the other two lenders I looked at, the application here felt more like a form and less like a sales pitch. The offer was a little less than I asked for, which was a bit disappointing, but the decision came quickly and I could see the reasons in the email. The money arrived two days later. I'd use them again if the offer matched what I needed.

I checked three lenders before going with this one, and the repayment calculator on the site was the thing that made the decision. I could see the total cost before applying, which the others didn't show upfront. Approval took a few hours and the money arrived the following morning. Happy with how it went.

Way quicker than going through my bank, which took a week last time. Filled in the form on the train, got a decision before I got off. Repayments come out automatically and the app shows exactly what's left. Would use again.