Quark

Checked a few comparison sites first and this came out with the best rate for my credit score. Their online quote was not hidden behind a load of questions, which I liked. Application was quick, approval came through in the evening and the money was in my account by lunchtime the next day. Happy with it.

Took out a loan to cover some unexpected vet bills for our dog and this was my first time borrowing anything like this. The form asked for income, outgoings and bank details, which took about twenty minutes. Got a yes the same afternoon and the money came through the next working day. Repayments are monthly and the schedule is clear in the app.

Needed a loan quick as my laptop packed in and I had to pay for a repair before term started lol. Applied on the app late one night, got a yes within minutes and the money was in my account the next morning. Repaying through the app is easy too, nothing hidden that I could see. Would do it again if I'm stuck.

This was the cheapest option I could find for a short loan to cover my car insurance and the MOT. I checked the total cost to pay back against the other lenders and it came out lower over the term. Application took about ten minutes and the money arrived the next working day.

Really happy with how it went, first time I've used a lender like this. The online form was simple enough and I got a decision before my lunch break. The money arrived the next working day and the repayment schedule was emailed straight away. Good experience for my first time.

The rate was the best of the three I looked at, the others wanted a bit more for the same amount over the same time. I used it to pay for a new boiler after ours went in January. The money came through quickly and the repayment dates have suited me so far.

Applied on my phone during lunch and got approved before I'd finished my sandwich. The money hit my account that afternoon. Repayments come out on the day I picked so no nasty surprises.

First time using them and the sign up was mostly straightforward, took about twenty minutes on my phone. The bit that slowed me down was uploading my payslips, the app kept timing out so I had to try a few times. Once that was sorted the money came through quickly.

Way cheaper than my bank's overdraft fees, honestly I was shocked. Signed up on my phone in like ten minutes and the cash hit my account same day. Paying it back is a doddle, just a direct debit. Would use again.

I applied on the site on a Tuesday afternoon and was surprised how quickly the money reached my account, well before the end of the week. The questions were sensible and nothing was asked twice. I have had dealings with them before and they have always been polite and clear about what I owe each month.

Borrowed to get my laptop fixed before my placement started, the screen had gone and I needed it for work. Applied on the app late one night and it was approved by morning. The money landed the same day and I set the repayments to come out on payday so I don't have to think about it.

Needed to spread the cost of a new boiler after ours packed in over the winter. I was after the lowest monthly payment I could get, and their figure beat two other quotes I had. The application took a while to fill in but the approval came through the same afternoon. Money reached my account the next working day and the direct debit set itself up. Good value for a sensible loan.

Honestly the easiest bit of the whole thing was getting approved, I'd been dreading it. Applied on my phone at night and had an answer before breakfast, with the money in my account by the afternoon. Repayment plan showed up straight away, which made it feel less scary. Didn't have to speak to anyone, which suited me fine.

I have borrowed from them a few times over the years and it's been dependable each time. Renewed a smaller loan to cover the cost of my daughter's wedding outfit and the boiler service. The application is quicker now than it used to be and the money arrived the next morning. I've never had a bad experience with the staff on the phone either.

I looked at several lenders before choosing this one, mainly for the monthly figure. Their quote for the loan came out a fair bit lower than the bank I've used for years. The application was done online and the decision came through promptly. Funds were with me within a day.

I was grateful for the clear explanation of the interest and repayments when I applied, which is not always the case. Filling in the application took longer than I expected because they asked for several documents, and I had to resend one scan. Once that was sorted, the approval came through and the funds reached my account the next working day. The monthly payments have been straightforward since.

Took out a personal loan to cover the MOT and new tyres on the old Golf. The interest rate was lower than what my bank offered me, and I checked three places before picking them. Money landed the next day and the monthly payments come out on the same date without fuss. Good value for what I needed it for.

I needed a few hundred pounds to cover a new washing machine after ours died and the monthly figure was what sold me. I compared the total repayment against the other lenders I looked at and this worked out cheapest over the term. The payments come out on the same day each month and I've not had any trouble with them.

I needed to roll three credit cards into one payment because the interest was eating me alive. I have borrowed before so I knew to compare the APRs first and this was the most competitive I found. The application asked for the right things and approval came the same day. The funds went straight to clearing the balances, which is exactly what I wanted.

Compared this with a couple of other lenders and their rate was noticeably higher than the one I found elsewhere, so I was a bit annoyed at first. The application was easy enough and the money came through the next day. The fee for paying off early was not explained as clearly as I would have liked, which I had to ask about on the phone. It got the job done but I'd shop around first.