PurpleCV

Honestly the thing that got me was the approval came back in about ten minutes while I was waiting for the kettle. Filled it in on my phone on the bus, took a photo of my ID and that was that. Money was in by teatime. Saved me a trip to the branch.

Been borrowing from them for a few years now and the process hasn't changed much, which is fine by me. Applications are quick, the money turns up when it should, and repayments are easy to manage through the app. The interest is a touch higher than the bigger names, but the service has been consistently good, so I keep coming back.

I took out a small loan to replace the boiler and the process was perfectly clear. The application was straightforward and I had a reply the same day, which I appreciated. Repayments come out on the date I chose, and the statements are easy to follow.

The best bit was it took like five mins to apply. Got the money the next day and the repayments come out on the date they said. Would use again tbh.

Needed cash for my car insurance excess and my card was maxed, so I applied on my phone in the queue at Boots. Approval came through in minutes and the money landed in my current account before I got home. The app tells you exactly when each repayment goes out, which is handy when you're skint.

Compared with the bank overdraft I was using, this was much cheaper for borrowing the same amount. I know loans well from work so I checked the figures carefully and they were right. The money arrived quickly and the paperwork was all in one place.

I used them to cover a gap between contracts and had a clear idea of the costs before I signed. The application took about fifteen minutes and approval came back the same day. Funds went straight into my current account and the repayment dates matched my pay day.

Looked at a few comparison sites first and this one came out well on the cost. The application wasn't the quickest, I had to wait a day for a call back to confirm my employer details. Once that was done everything went smoothly and the money came through promptly.

Went with them because the interest rate was lower than the other two I checked, and the total repayable made sense to me. Applied online, got a decision quickly and the money was in the account the following morning. Repayments are taken automatically so there's nothing to remember.

Checked three lenders and this was the one that felt most honest about what I'd pay back. Sign up took a while because I had to dig out bank statements, but once I'd uploaded them approval came fast. The money was in my account the next working day and it's been smooth since.

I bought a second loan from them after the first one ran its course, and I'd used the first for a bathroom refit. The renewal process was even quicker than before, a few questions online and a decision the same day. The money has always turned up on time and the customer line answers the phone when you call.

Know my way around loans so I wasn't expecting much, and the rate is fair for what it is. The app is a bit clunky and I had to restart the form once when it froze. Otherwise the money came through as promised and repayments have gone out on time.

Compared to the high street lender I'd used before, the online process was a good deal more straightforward. I'll admit the interest works out a little higher than I'd hoped, although the terms were spelled out plainly. The application went through without any fuss and the money arrived in my account within a day. Repayments have been taken on the right dates so far, and I've had no trouble reaching anyone through the website.

Honestly I'd say it's fair enough but not the cheapest out there. I looked at three other lenders first and two of them quoted a lower total repayable for the same amount over the same term. The application itself was easy and the paperwork came through quickly, but I did feel the interest was on the high side compared to the others. I went with them anyway because the monthly payment suited me better.

I used the loan to replace my fridge freezer after the old one packed in. The total cost was clearly shown before I accepted, which I liked. The money arrived fast enough that I could order the appliance the same week, and the repayments come out without any bother.

Needed cash for a van repair that couldn't wait, so I applied at lunch on my phone. Approval came through in about twenty minutes and the funds were in by the evening. Repayment set up was easy, just tick the boxes and done.

Needed to cover a dental bill that came out of nowhere. I looked at a few lenders and this one was clear about the costs. Applied in the evening, had the money by morning.

Compared to my last lender this was a lot simpler to apply for and the online form was clear. The only niggle was that I had to upload a payslip twice because the first one didn't show up on their end. Money arrived the next day, so no real harm done.

I'd been putting off a loan with my bank for weeks because the forms were such a faff. PurpleCV was far simpler, I answered a few questions online and had an answer quickly. The money arrived the next working day and I could see exactly what I was paying back each month. Much less stress than I expected going in.