PinnTech

Needed a short loan to cover a rental deposit when my last payslip was late. I have borrowed before so I knew what to expect from the affordability checks. Approval took about fifteen minutes and the money was in my account the same evening. Repayments come out on the date I picked, which is exactly what I wanted.

Really good for a small short term loan and I would go back to them. Applied from my phone while waiting for the kettle to boil, the form took maybe five minutes. Decision came back quickly, the money landed the same afternoon and I have had no trouble with the repayments so far. Customer chat answered my one question within a couple of minutes too, which I did not expect at that time of day on a Sunday.

Needed a loan to cover my first car insurance payment and getting it sorted was a worry before I started. Had never borrowed anything before so I was nervous about the forms. The site walked me through each step and the chat team were friendly when I got stuck on the employment section. Approval came through and the money arrived the next morning.

I took out a loan to pay for repairs on my car after it was written off in a minor collision, and I wanted something reliable. The form asked me to explain my income in some detail, which took a while, but I found the staff considerate when I phoned with a question. The funds arrived promptly and the repayment statements are very easy to follow.

They are the lender I go back to every time I need a bit of money, and I have been with them for years now. The application has barely changed, which I like, and the repayments come out on the right day without any fuss. Customer service has always answered when I rang, and that counts for a lot with me.

I have borrowed from them a few times over the years and they have always been reliable. The money turns up when they say it will and the paperwork is simple enough for me to manage on my own. The interest is on the high side compared with what I used to pay, so I do keep an eye on that.

Needed money for a bill that was due and this got sorted in a day. Filled the form in on my phone during a break at work. Approval came back quick and the money was in my account by the evening. Good enough for me.

I compared this with my usual lender before applying and PinnTech came out a fair bit more expensive on the monthly charge. The application itself was quick enough and the money arrived on time. Fine if you need it same day, but I would shop around first.

Compared with a credit union I looked at first, this one came out a bit more on the monthly charge for the same sum. The credit union wanted a lot more paperwork and a week to decide, so I went with PinnTech for the speed. The money came through quicker than I could have hoped and the app is easy to use. Repayments are set up by direct debit and I haven't had any issues yet.

The speed honestly blew me away, approved in like ten minutes at midnight. Money came through before I was even out of bed. App is easy to use too, nothing confusing. Would use again x

Took out a £600 loan to cover my energy bill and the total repayment was less than I expected once I added it up. The app shows you the full cost before you confirm, which saved me from guessing. Money landed in my account the next morning and I paid it back on schedule, so it did the job for what I needed.

Got a small loan for my first phone contract top up and the whole thing was done from my phone on the bus. Approval came through quickly and the money was in my account by the next morning. I did have to upload my payslip twice because the first one was cut off, but it was fine after that.

The first thing that got me was the identity check, which asked for a document twice because the first photo was a bit blurry. Once that was sorted the loan was approved and paid in fine. The monthly amount was a bit higher than I had hoped, though it was what I agreed to.

I took out a personal loan to help with the roof repairs. The application was a little longer than I expected, with several documents to upload, but the team were polite when I rang with questions. The funds reached my bank within two working days and the repayment schedule was set out clearly in writing.

Needed a loan quick because the car failed its MOT the week before payday and I had nothing to fall back on. Applied through the site on my phone during my lunch break, got a decision within the hour and the money hit my account the next morning. Repayment dates are clear and the app shows exactly what is left to pay.

Honestly the app is really good and the loan was approved in about ten minutes while I was on the bus. Money landed the same day, which was the main thing I needed. Repayments are easy to see and I have not missed one yet. Would take out another one if I needed to.

I compared a credit card cash advance with this loan first and this worked out a good deal cheaper for the amount I needed. The application was easy enough and the decision came back fairly fast. My only real grumble is that the first payment date came a few days later than I had hoped, so I had to plan around it.

I had been turned down by my bank for a small loan, so this was compared against a credit union I had also tried and failed to get anywhere with. The approval here was considerably quicker and the staff were patient when I rang about the terms. The money arrived in good time for the boiler replacement and the repayment plan has been straightforward to manage each month since, with no surprises.