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Pineconeresearch

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95%Would buy again

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This score is based on 20 real reviews

Reviews (20)

needed cash for a car repair

My car failed its MOT and I needed the repair paid for quickly, so I applied for a small loan here. The application itself was fine and approval came through the same afternoon. The money took a bit longer to reach my account than they said it would, about two days, and I had to ring up to chase it. Once it arrived everything was as described.

Nigel T.
1 person found this helpful

Decent but the fees

Took a loan to cover a few bits and the process was quick enough, approval same day. The fees added up more than I expected though, and I only noticed when I looked at the full breakdown. The app is easy to use and I like seeing the balance go down. Money was there the next morning. Would be nicer with fewer charges but it does the job.

Holly D.
1 person found this helpful

needed something quick for a bill

Needed the money fast because my phone bill was about to go to collections and I was panicking. Got the loan sorted through the site in a couple of hours which was a relief. The only thing is the interest is a bit higher than I'd hoped, and I wish the calculator had shown that more clearly before I applied. Still did the job though.

Amelia M.
1 person found this helpful

Way easier than my old lender

Used to borrow from a different company and this is so much easier. The old one kept asking for documents again and again. Here it was done in about ten minutes and the money landed fast. Way less stress.

Muhammad G.
0 people found this helpful

needed help with a debt

We were behind on a few bills and I needed a single loan to tidy everything up before it got worse. Their team talked me through the options without pushing anything on me. The application was straightforward and the approval came back within a day. The money arrived on time and the monthly payment was manageable. Clear communication from start to finish, which made a stressful time a lot easier to handle.

Carl H.
3 people found this helpful

my first personal loan with them

I took out a personal loan with them to help cover the cost of a new cooker after my old one packed in. I was a little anxious about the application, but the online form was clear and I was guided through each section without any fuss. The funds reached my account promptly and the repayment statements have been easy to follow. I am very pleased with the service.

Helen H.
0 people found this helpful

Good rate but took a bit of chasing

I'd compared a few lenders before going with them and their rate was the best of the bunch. The application was quick but they asked for a payslip twice, and it took a couple of days to hear back about the second request. Once approved the money came through fine.

Steven C.
1 person found this helpful

Been using them for years

We first needed a loan to sort out the boiler back in 2016 and I've kept coming back to them ever since, every time something comes up. The application is always quick and the money lands in my account the same day it's approved. Repayments come out on the date they should and their online account is easy enough to check. Never had a problem with them and I wouldn't go anywhere else now.

Agnieszka P.
2 people found this helpful

First loan and it was fine

Took out my first ever loan here to pay for a course. The website walked me through everything and the form wasn't too bad. Got a bit confused about when the first payment was due, which took a quick email to clear up, but the reply came the same day. Money turned up the next working day. Happy enough.

Priya D.
0 people found this helpful

Not the cheapest but fair

Wanted a loan to cover some home repairs. The interest rate is a bit higher than I found elsewhere, so it's not the cheapest option around. The application was simple enough and the money came through when promised. Would have liked a slightly better rate for the amount, but the process was fair.

Malcolm B.
1 person found this helpful

Debt consolidation sorted my monthly bills

The rate they quoted me was lower than what I was paying across three cards, which I know because I'd spent a whole evening comparing them side by side. Application took about ten minutes on the site and the money landed in my account the next working day. The payment schedule is clear and they send a reminder before each one goes out, which is more than I got from my last lender.

Louise M.
0 people found this helpful

personal loan done on my phone

Took out a personal loan through the app on my phone during my lunch break. Filled in the details, uploaded a photo of my payslip and had a decision before I'd finished my sandwich. Money was in my account the next morning. Pretty painless.

George C.
1 person found this helpful

Better than the bank

Compared to going through my high street bank for a personal loan, this was a lot less faff. The bank took about three weeks to get back to me and wanted paperwork I didn't have to hand. Here I filled in the form in one sitting, got a decision within the hour and the funds were in my account the next morning. The rate was sensible too, nothing hidden in the small print that I could see.

Jake N.
0 people found this helpful

Sorted in an afternoon

Honestly the quickest loan I have ever had from a lender. Applied on a Monday morning, approval came through before lunch and the money was in my account by the Tuesday. The repayment schedule was clear from the start and there were no surprises on the statements.

Jordan K.
4 people found this helpful

quick and easy

Honestly this was so easy. Did the whole application on my phone on the bus and got a yes in like ten minutes. Money came through the same day. Would use again.

Katie C.
0 people found this helpful

little bit pricey

Got a small loan to cover a bill and the process was quick enough. The fee was a bit more than I'd hoped for the amount though, and I'd probably have looked at a couple of other places if I'd had longer. Money came through the next day. Repayments are easy to track in the app. Not a massive complaint, just wish the cost was lower.

Jade B.
3 people found this helpful

Cheaper than a store card

Compared with the store card I'd been using for furniture, this loan works out much cheaper per month. The store card rate was painful. Application was quick and the money was in the account the following morning. Only thing is the fee for paying off early, but that's fine.

Jodie C.
4 people found this helpful

The quick decision

Applied for a loan to cover my car insurance and got a decision in minutes. Didn't have to wait around for anyone to ring me back. Money went in the account the next morning. Very handy for something that needed sorting fast, and the repayment dates were all clear. No complaints at all.

Tomasz T.
1 person found this helpful

took out a small loan to tidy things up

I took out a small loan here to cover a boiler repair that came in at a bad time. I had compared three other lenders first and this one came out ahead on the monthly figure and on how quick the decision was. The paperwork was simple, the money landed the next working day, and the online account shows exactly what is left to pay. Happy with it.

Michael W.
2 people found this helpful

Cheaper than the credit card

Compared with paying for the new boiler on my credit card, the loan here worked out much cheaper over the year. The card would have charged me a lot more interest. The form asked for the usual things and I got an answer quickly. Happy with the way it's worked out.

Louise G.
0 people found this helpful

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